I’ve just did a rough total of my 3 cards and it is a little under $4,000. I’m now on a mission to reduce it asap. I feel quite ashamed. Will be trimming all unnecessary expenses starting now.
Miracle: statistically unlikely but beneficial
Well I need one now. Everything’s up in the air. I’ve been in this city for 7 months and will likely have to move again. I like it here but my partner doesn’t. He is dissatisfied with his job and the weather and wants to move back to Sydney. My finances are in a precarious state and I am contemplating selling my apartment because am having trouble paying bills. I need to get to Sydney somehow in a couple of months to farewell a very good friend who is emigrating. But I don’t have much in the way of $$.
Can miracles happen?
One happened to me some years ago. I am hoping for another one (if it’s not too much to ask). I’ve looked at my astrology transits and they seem surprisingly good (can you tell I’m desperate). Will wait to see if it pans out.
Last week I gave up a seat on the tram for an older gentleman. I don’t think very much of it, it’s just basic manners. Sometimes I see young people sitting on buses and trams and an old person is standing and looking frail. It’s sad really.
I usually find it’s women who give up their seats to old people and pregnant women. The men just typically sit there.
Today I helped an old lady by lifting her wheelie shopping bag onto the bus step for her so she could get in without using the ramp. She smiled and looked happy.
Yep, I’m a specialist in helping old ladies. This is the second one in recent memory. Some months ago I helped an old lady off the bus by carrying her incredibly heavy shopping bags. She looked very grateful and thanked me profusely.
Some old ladies can be really nice. Have come across a couple of rude old crones though.
I’m having money woes again. I thought i had made extra in the last few months but it just seems to get spent. So I’ve now clamped right down on spending which seems to be working.
I’m not sure how long I can sustain myself working freelance. My partner has suggested I get a part-time job which seems sensible. However I can’t actually commit to anything since I have two projects to finish before Xmas, then we’re travelling interstate to see the inlaws at Xmas. It will all be happening when I come back, that’s for sure.
In the meantime, I guess I have to not spend very much and work as hard and fast as I can.
I’ve been working so hard I didn’t have time to log into 43 things :-( I worked solidly for a couple of months and made $800. Alas, along came 3 forgotten bills for $1500 and wiped it all out.
However it looks like I have more work lined up so I’m not too worried, I just hope all the clients are happy and I can manage my time more effectively.
I’m hoping in a couple of months I can accomplish this goal. I seem to be doing well but it’s just very slow.
I was walking home very slowly carrying heavy groceries, feeling very tired, when I heard some children noises behind me. The path was very narrow so I had nowhere to step aside easily so walked a bit further where it widened. I was in a hurry to get home but stepped aside, stopped and turned around so they could pass. Saw two little girls on tricycles and their mom some way behind. She thanked me and I smiled at them. When they reached the traffic light to cross the road, it went green immediately and they were able to cross right away instead of waiting. If I hadn’t given way they would have to wait a few minutes for the next green light. This made me relieved and a little pleased.
I’ve only got $200 as buffer however am expecting payments and have work lined up for a while (assuming the clients pay). I just have to knuckle down and work really hard for a while.
Well I paid off my outstanding credit card bill from last month, it blew out quite a bit due to the interstate move. I think everything is under control now. I do have work lined up so now is my chance to save up and get ahead in the mortgage.
I just have to stop spending money on luxuries. Have determined not to keep buying lunch from takeaways and will eat at home.
Hope I stick to it.
I’m in my early 40s now and it is unlikely (but not impossible) to fall pregnant. I am charting my ovulation temperatures and being really careful to make sure it does not happen.
I never felt a desire to be a mother, and always assumed it would kick in one day by magic; I’m still waiting for this mysterious urge or ‘biological clock’ ticking but it’s not happening and it never will. I can’t think of a single reason for me to have a child. I’m not in a very luxurious financial situation, I lack a stable extended family support system, my bf is not interested in being a parent and we are both over 40, with schizophrenia in his family (his elder brother is a paranoid schizophrenic who has never had a job, is on benefits, and has no compunction propagating HIS genes, 8 times now!) The bottom line is that I would be of more use to society if I devoted my time, money and energies to other causes, rather than ensuring my genetic lineage continues. There is this overpopulation/overconsumerism problem that we’re having so it’s not like the world needs me to breed.
Parenthood is an enormous responsibility and not everyone is cut out for it. The sad fact is that so many children are born into a life of poverty, abuse, neglect etc. It’s heartbreaking. I hope that one day every single child who is born will have all the love and attention he/she needs. Wouldn’t it be a better world if every child was loved and cared for?
I will leave this goal up until I reach menopause. That may be a while away but I’ve come to realize this is one of the most important things I’m doing, or not doing with my life and I think it’s important that everyone realizes it’s a choice and you don’t have to have children just because it’s the done thing. That was how I used to think, but not any more.
I could not sleep last night, due to thinking about this. Normally I’m asleep within a few minutes but it made me quite excited. It’s about a musician and his life story, however it will require a fair bit of research on my part.
After paying down my bills, I plan to gradually increase the amount of spare cash in my mortgage. It seems to be going backwards so I need to get ahead.
How I plan to do this:
Find extra work to transcribe
Change/Reduce my health care fund expenses
Sell things on eBay – my jewellery, some books
Do more mystery shops
I’m in a bit of financial pain, waiting for my next rental payment, without which I will be unable to pay off my next month’s mortgage payment.
I’m now wondering what I can sell on eBay to raise a bit of cash.
For now I have 3 assignments to transcribe and 2 mystery shops but I’ll need more.
Well times are tough and I’m struggling but my heart did a leap of joy when I saw some Kiva money got repaid into my acouunt, so I’ve made another loan today. This is for a Peruvian lady borrowing for her business. She has 3 children and has separated from her husband. She has learned a lot from the communal bank she’s joined so I reckon this is the right thing to do.
I’ve joined an online community called 1 Million Women. (address 1millionwomen.com.au) I’ve already implemented many changes in my life over the last decade and this is just to fine tune it and to see how I’m going. The goal is to cut a tonne of CO2 pollution within a year of joining. I’m doing some things but not all so improvement is needed.
1 Million Women is a registered Australian charity.
Target – Recruit 1 Million Women to collectively cut 1 million tonnes of C02 the main greenhouse gas pollutant causing temperature to rise globally, threatening people and the environment with dangerous instability in the climate.
Did an actual mystery shop where I was incognito. Didn’t earn much money but am on my way to being a premium member, and hopefully get better assignments. And more confidence. My reports appear to be well received, which is pleasing.
I’ve earned a little money, every little bit helps.
No more excuses.
1 – Put books on bookshelf
2 – organize wardrobe
3 – stuff to go can be gathered into one or two boxes
Since I moved a month ago, stuff is still in boxes and my wardrobe is just a mess. I have hung up some of the clothes but part of the problem is I have no drawers to put the smaller things in, no shelves for my books, it’s all just stuffed in the wardrobe. I’ve been meaning to get started but it’s not happening.
We’re about to go on a weekend away so it will have to wait. I have moved a few things just now but will keep going when I get back. Sigh…so much to do.
I did my first assignment which was an audit. It was pretty straightforward. Only difficult bit was getting up early, lol. I put in a lot of detail in my report and right after submitting it I got another assignment, which was pretty exciting. This is more like a real mystery shop and involves a phone call and a visit. I’m stoked.
