erinly

I’m doing better… staying more motivated. I found a free resource for teachers at Classjump.com:. Teachers can upload lesson plans and documents. I feel like it’s helping me. Plus, another journalism teacher in the district is uploading her resources and I plan to incorporate some of them into my classes next year.

One of my credit cards was stolen from our house by the girlfriend of our roommate’s friend. I’ve reported it, filed a police report and agreed to prosecute… but it pisses me off.

I’m accounting for those charges (about $2000 worth) in our current debt evaluation considering I can’t know whether or not I’ll be held liable.

I just paid off my Bank of America card today. Woo hoo! That sucker racked up mad interest.

Breakdown:
BoA loan—$7052.66
stolen CC—$2148.77 (about $800 is really mine)
Discover—$2871
TOTAL = $12072.43 w/ stolen charges OR $10,723.66 w/o

My goal this year was get us below $10k by New Year’s. As long as those charges are reversed, we should make it.

Though it doesn’t look like our debt is disappearing that fast, we are making financial progress. We still have about $4k in savings… even after I took out $2600 to pay off two cards. I also began graduate school this semester. I did charge $800 to the Citibank card (the one that was stolen) with the intent of paying it off immediately. Instead, I’m having to wait until the investigation is finished to deal with that card.

Guess I learned my lesson—next time I’ll just take cash or write a check and move money into my account. There is no such thing as responsible spending when it comes to me and credit cards!

Haven’t done so well on this goal.

I’m starting over. I’m back on day 3. That’s the tricky one they say, and it’s certainly proved tough for me before, but I actually don’t have any real desire to smoke right now. I miss the routine but not the nicotine.