fearful_penguin

This is something I have had in the back of my mind for a long time but not ever really done anything serious about it. I need to get more focussed on this so that I can pay of all my debts and then be able to start saving up to finance the future plans I have.

I will start my making a budget, to help me see what incoming and outgoings I have, and then work out what I can afford to pay off each month. Hopefully keeping this up to date will help me remain on track. I will also try and keep a log of what I am spending money on, to help me work out where I can make savings.

This list is going to be difficult for me to do – as much as I try to stay positive, I often find it difficult to identify the things that make ME happy – I spend most of my time trying to make sure others are happy, and don’t tend to worry about myself. Which is why I think this list will definitely be worth doing!

Passed my first two ATT exams (Personal tax and Business tax) – got 74% and 62%. Hoping to improve on these scores in the next two but am pleased with these results!

I did this with a friend whilst we were living in a flat in a Church, which had a paved area round the back. We went out one day and danced in the rain. It was good fun, made me feel so free and alive! Sounds corny but it’s true!

I recently completed BSL level 1. I am so glad I did it.