furtive

I’m still on target, I’ll be done by December for sure.

I started down the three months salary goal about this time last year. At first I just wanted one month’s salary, then it went to two, and now I won’t be satisfied until I have three.

To be honest my calculation is a bit different thank yours in that I’m basing it on 3 months worth of expenses, which comes out to about 80% of my net salary (paying off some debt at the moment) with the rest normally going towards savings.

My method has been two fold. I follow the “pay yourself first” model and when I write my paycheck I round to the nearest increment of $50 and leave the rest in my account, so that accumulated. I also have an automated withdrawal of $50 each week.

Now I just need to figure out how to invest that money while keeping it reasonably liquid.