When it comes to your last payment financial year, you can save some serious money if you voluntarily pay the difference (as there is a discount for voluntary payments) and then when you put your tax return in they will reimburse you the money they took for HECS over the year. I had to borrow but I ended up better off as my tax money came in 2 weeks later.
gearster's Life List
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1. Live in another country
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2. TONE MY ABS
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3. Keep a journal
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4. Buy a House
10 cheers12,584 people -
5. Go on a roadtrip with no particular destination
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6. say thank you to the people who have made a difference in my life.
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7. exercise regularly
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8. see the pyramids
6 cheers947 people -
9. travel on the trans-siberian railway
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10. ride a bike in France with someone I love
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11. Climb aconcagua
1 cheer34 people -
12. treck the old Incan trail
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13. Visit the Galapagos Islands
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14. Have Kids
3 cheers3,004 people -
15. go to the Melbourne Cup
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16. Own a race horse
2 cheers9 people -
17. kokoda trail
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18. visit tasmania
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19. have a wine cellar
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20. learn to play an instrument
3 cheers1,183 people -
21. Get to level 14 on the beep test
1 cheer2 people -
22. spend an entire day watching the extended version of all three Lord of the Rings movies back-to-back-to-back
3 cheers1,107 people -
23. Take one picture a day as a way to document my life
3 cheers811 people -
24. Go for a balloon ride
1 cheer5 people -
25. Compare myself to no one, but who I was yesterday
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26. Hike more
1 cheer316 people -
27. live on a farm
292 people -
28. start my own company
883 people -
29. get up at 5am
3 people -
30. create a garden
34 people -
31. take advantage of weekends to move forward in life
6 people -
32. appreciate my partner every day
1 cheer2 people -
33. do a kayak trip
1 cheer9 people -
34. write a story
2 cheers534 people -
35. have more adventures
2 cheers145 people -
36. list three things every day that made me happy
1 cheer388 people -
37. Buy a pair of converse
6 people
How I did it: Went during the winter which isn't recommended in all the guide books but I wouldn't have had it a any other way. Did every activity that was available to us, crawled through an ice glacier, trecked up a mountain, snowmobiling, dogsledding, a northern lights night... you name it. AMAZING Read how I did it…
How I did it: Saw glimpses during day trips in Svalbard and was content with that. Would have loved to have seen more in Svalbard but they are far more illusive than the books make out. Then on our way home we booked a Sami/Northern Lights dinner in Tromso, in northern Norway. Despite the forecast for the lights only being a 2 (on a scale of 0-9) we got an amazingly stunning view...... it fell over the whole sky. The tour operator said it was the best … Read how I did it…
