I have finally begun a post-grad program. I’ll be studying part-time so if I stick to the course I’ll have a masters in statistics in 3 years. I should be able to get a related job before completing the course, perhaps within the next 18 months.
So I’m starting off with a couple of subjects; a foundational mathematics course (I could use the refresher) and an intro to Epidemiology.
I would like to keep open the option of changing to a full-time program that will take 2 years, but will have the potential to lead to a PhD. To do this I’d have to get my debts cleared (or close enough), relocate to Melbourne (which I’d like), and adjust to living on about half as much income as I have now.
Jul 30, 06:43PM PDT | 0 comments
It’s been a long time since my last entry, but I have still been focused on this goal. I had a short holiday in Japan about a month ago that delayed clearing my debt, but it was a conscious decision to take advantage of the opportunity to travel.
So, as things stand, my debt has actually increased, but my net deficit is reduced. Simply put, I got a car loan.
So the situation is now;
Credit card debt $3000
Car loan (estimate) $12500
Total $15500
The financial crisis has had an impact on my income this year, with my hours at work being reduced by about 20-30%. That makes a big difference, as those extra hours provided the surplus income to smash my debt.
I think that the entire title of this goal is wrong, as the focus is on debt instead of financial independence. I may change this goal shortly.
Jul 30, 06:22PM PDT | 0 comments
Time is ticking… I still want to have a “rest of my life” to spend with the woman who no longer wears socks.
I’ve had the obligatory moping period after my still-beating heart was ripped from my chest and fed to the penguins by a certain young lady from a very cold place. Don’t get me wrong, it was the romance of a life-time; snorkling on tropical islands, vintage car tours of boutique vineyards and home-cooked meals with ocean-sunsets. Just didn’t end well. Didn’t end well at all.
So I’ve been keeping to myself since Christmas and knuckling down to my least pleasant goals… getting out of debt and planning for a career change. I’m almost ready to close the book on those two things so I’m feeling ready to branch out a bit. Time to find a girl.
Apr 16, 08:42AM PDT | 0 comments