I'm doing 19 things
getting there
2 years ago
i have paid off all my cards but one and it now has $3600 or so on it. i am not using it anymore either. i am now using my atm card to pay for everything. i used my cc bc i wanted to keep records. however, i think my atm keeps records too so it’s not a big deal. and really, how much in terms of records do i need to keep anyways?
so here’s my dilemma. i have money in savings that i could used to pay this sucker off but then i would have like one grand in savings left and that is soooo sad. BUT suze ormond and most financial people say it’s better to have no cc debt then a little nest egg bc of the interest rates. also, i have savings in the form of a pension if i truly do need money.
so cc debt be gone damn you!!!
