I'm doing 43 things
I contacted a loan officer yesterday about beginning the application process. She ran me though the auto system yesterday, but I was not approved. It was because of those late pay/delinquent accounts of my former husband’s that are still showing up on my credit report. I have taken care of this by paying the bank a settlement to remove my name from the notes, but they have not come off my credit report as of yet. I cannot accept the fact that I won’t get this loan. I just cannot. I have to be able to buy this house. There is just no other option. I don’t want to move my kids yet again for the 3rd year in a row. We are so settled in here, I just don’t want to do it to them or to me, for that matter. I have to make this work some how. I am going to stay positive and just assume that it is going to work. It has to work.
Kelli is Busy Finding Herself's Life List
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1. Daily: Reflect on 5 things for which I'm grateful.
92 team members . 200 entries . 88 cheers717 people -
2. get in touch with my authentic self
4 entries . 105 cheers3 people -
3. raise strong, healthy, confident children
2 entries . 99 cheers2 people -
4. add money to my savings every month
1 entry . 23 cheers3 people -
5. Live Simply
9 entries . 77 cheers3,208 people -
6. meditate
2 entries . 24 cheers2,561 people -
7. drink more water
11 entries . 31 cheers18,406 people -
8. visit all 50 states
2 entries . 15 cheers6,896 people -
9. travel the world
24 cheers17,826 people -
10. become a fabulous cook
24 cheers11 people -
11. have better posture
10 cheers7,443 people -
12. take good care of my car
6 entries . 4 cheers3 people -
13. take more photographs
4 entries . 27 cheers1,679 people -
14. develop a healthy eating plan
2 entries . 7 cheers1 person -
15. eat at home more often
5 entries . 5 cheers25 people -
16. Own my own home
6 entries . 7 cheers1,324 people -
17. transfer vhs home movies to dvd
2 entries . 10 cheers3 people -
18. make regular contact with my sibs
24 cheers1 person -
19. establish an exercise program
5 entries . 11 cheers1 person -
20. attend the Unitarian Universalist church regularly
2 entries . 7 cheers1 person -
21. attend an opera
14 cheers53 people -
22. get all my photos into albums
6 entries . 9 cheers4 people -
23. Listen more than I talk
2 entries . 5 cheers10 people -
24. Stop fake laughing
6 cheers1 person -
25. stop saying "huh?" when I don't hear what someone says to me
2 entries . 6 cheers1 person -
26. run a 10 minute mile
12 cheers59 people -
27. Practice Yoga
2 entries . 28 cheers3,976 people -
28. check Bethany's grades at least once a week
2 cheers1 person -
29. improve my handwriting
14 cheers837 people -
30. remember to take my medicine every day
1 entry . 2 cheers1 person -
31. go to bed at a decent hour every night
3 cheers2 people -
32. stop being afraid of saying what needs to be said
4 entries . 32 cheers2 people -
33. buy a really awesome refrigerator with a filtered water dispenser
2 cheers1 person -
34. Pay my car off early
1 entry . 1 cheer3 people -
35. bring my own bags to the grocery store every time
2 entries . 5 cheers1 person -
36. Memorize the names of all 44 US Presidents in order
1 cheer1 person -
37. learn how to use the Wii
1 cheer1 person -
38. wash my hands more often
6 people -
39. Get Bethany's room completed
1 entry1 person -
40. Become the kind of teacher I would want my own children to have
3 cheers1 person -
41. don't gossip
1 cheer4 people -
42. stop coloring my hair
1 entry . 1 cheer6 people -
43. paint and glaze the kitchen cabinets
1 entry1 person
How I did it: I got a home phone landline again. I even went so far as to not have anything but a kitchen wall phone, corded, and a corded 1950's princess phone on my bedside table. I don't even have an answering machine. If we are outside or not at home, oh well, I miss the call. You know what? If it's important, they will call back. I am saving money and taking my quiet time back. I am not a slave to technology and I love it. Read how I did it…
How I did it: I emailed my resume with a nice letter to the principals of schools in which I would be willing to work. I didn't get my first choice, but I did get my second choice definitely. I am going to be teaching high school insead of middle school. My preference for middle school is mainly because I like the teaming concept and you are not isolated in your room. However, my new job does have team planning on a weekly basis with my fellow bio teac… Read how I did it…
How I did it: I have sold a bunch of stuff on eBay and I have systematically gotten rid of everything I neither need nor love. I have given careful consideration to anything I wanted to purchase, and most of the time I would choose not to spend my money. Read how I did it…
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I am doing this right now, but it’s all money that will go to my down payment if I get to buy my house. I have found out that my bank will let you have a no fee savings account if you set up a auto transfer from your checking. I have avoided the bank savings program because you have to have a minimum $400 balance to avoid a monthly $4 fee. To me, this means you have to give the bank $400 of your money to hold that you can never touch or it’ll cost you more than you can earn in interest in a whole year. Anyway, now that I know about this other program, that’s what I’m going to do as soon as my home purchase is complete.
1. I only have 2 more weeks to work at my retail job and summer school.
2. My stuff on ebay is selling.
3. I’m reasonably healthy and so are my children.
4. I get to sleep all night without crying babies or children with special needs that get me up at all hours.
5. I truly have everything I need.
