kmom2468

is trying to Be The Blessing!



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get out of debt (read all 44 entries…)
Credit report...

Yeah, icky score. But I got a copy, and am facing the fiddler. I have a few old, paid debts that are still being reported, so, here I go, letter writing time. Pay off debt, be responsible with credit cards, take care of items on credit report. I am DOING it! No trying, no wishing, no wallowing in self-pity! One, small step at a time.



have my own land and be self-sufficient (read all 36 entries…)
Bee Keeping

Some interesting videos on bee keeping…
http://www.youtube.com/watch?v=dMcBiCcuC8w
http://www.youtube.com/watch?v=eSPqiPgYq08
http://www.rosebeehives.com/

I’d love to have a few hives on our land. Enough for us to rob a bit of honey, but not enough to really be a commercial venture.



learn to cook. Really cook. (read all 30 entries…)
I'm going to give up on this - again!

Too many other, more important things to do. It isn’t like we are starving or anything with the stuff we are eating. :)



get out of debt (read all 44 entries…)
So painfully slow...

but I AM happy that very expensive emergency surgery saved my life… but it really is a bummer that it, combined with husband’s previous unemployment, caused so much financial distress!



find a better job (read all 2 entries…)
On the other hand...

I have crappy credit and I want to buy a house this year… so maybe I should stay with this job to show longevity on the job…



have my own land and be self-sufficient (read all 36 entries…)
Getting Finances in Order

My hubby’s report is OK, except that the Jr’s med bills are showing up there. Wrote letters to the creditors to make sure they are reporting on the correct person’s credit report. Should be an easy fix.

MY report, however, is just not going to look that good for a while. 1 – I co-signed all the kids’ student loans. 2 – I still have gobs of medical bills – that I am paying, but that have all gone to collections because we just couldn’t afford it at the time (but, being in debt is still better than not having emergency surgery and being dead!).

Really working hard to hopefully buy a place in 2014. Hoping, hoping, hoping!



clean up my credit report (read all 5 entries…)
Step One - Get Copy of Credit Report

Got copy on line and it looks like there are two items that are being reported twice, making it look like I owe a bunch more than I do. So here starts the latest financial project!



Learn Permaculture Design (read all 10 entries…)
Started Taking Notes & Adding to my EverNote

I still would like to take a Permaculture Design Course and earn a certificate so that I can teach it; however, in the mean time, I am learning enough so that by the time I have land, I will be able to create a design for it.



20 Questions You Should Ask Yourself Every Sunday (read all 31 entries…)
Blessed Yule!

1. What did I learn last week?
I CAN DO IT!

2. What was my greatest accomplishment over the past week?
Enjoying time with my hubby.

3.Which moment from last week was the most memorable and why?
Dancing with the hubby – only happens once in a blue moon.

4.What’s the #1 thing I need to accomplish this week?
Stay focused on saving money and paying off debt.

5.What can I do right now to make the week less stressful?
Pack my lunch for Monday.

6.What have I struggled with in the past that might also affect the upcoming week?
Stressing out.

7. What was last week’s biggest time sink?
Youtube

8.Am I carrying any excess baggage into the week that can be dropped?
Debt!

9. What have I been avoiding that needs to get done?
Clean house

10. What opportunities are still on the table?
Buy a house in 2014?? Maybe??!?

11. Is there anyone I’ve been meaning to talk to?
Son

12. Is there anyone that deserves a big ‘thank you’?
Hubby for putting up with me

13.How can I help someone else this coming week?
Get son out of the house – even if it is just to go to the book store or library or shopping or something

14. What are my top 3 goals for the next 3 months?
Pay off bills
Make more money
Focus on son

15. Have any of my recent actions moved me closer to my goals?
Credit card one will be paid off on Jan 1!

16.What’s the next step for each goal?
Pay off credit card one
Study for my certification
Follow up on jobs with son

17.What am I looking forward to during the upcoming week?
Fried Turkey

18.What are my fears?
That hubby will quit his job

19. What am I most grateful for?
Everyone in my family has their health.

20. What can I do to make life more beautiful today?
Clean my desk



get out of debt (read all 44 entries…)
One Credit Card Will Be Paid off on Jan 1st!

Yes! Will have to scrimp a little that pay period, but decided not to drag this one out since I am sooooo very close to being done with it! THIS will be my best, most meaningful bday present to myself, possibly EVER!



Learn Permaculture Design (read all 10 entries…)
And Geoff Lawton and Ben Falk

http://permaculturenews.org/author/geoff%20lawton/

http://www.wholesystemsdesign.com/

Their youtube videos are awesome! Learning so much!



lower my blood pressure (read all 30 entries…)
Morning workout

Feeling good. 20 min a day keeps the BP meds away!



plant a forest (read all 26 entries…)
Seasons cycle, and it's time to start anew

Been years since I put this goal on a shelf… and now I live 2200 miles away, far from the desert, and in the mid-south where it rains 50 or more inches a year. Where the forest tries to move in any time there is a patch of abandoned land… or even just an unmown lawn! So I am very excited that, perhaps in a year or two, I will be able to begin planing and nurturing a forest, at last. But not just any old forest… I have been reading about food forests and hugelkulture (sp?) and permaculture. I will for sure be planting trees – but I will also be gathering seeds. So wonderful to pull this goal off of the back burner and bring it back into the light!



plant fruit trees
Peaches

Peaches are mostly self-fertile, so are more likely to come true or close to true from seed (as opposed to, say, apples, that usually MUST cross pollinate with some other type of apple, so you are guaranteed to get a seed unlike either parent). So, snagged a dozen or so peach pits from a haul of luscious peaches prom the farmers market last summer. Hope they will stay viable and safe in their pits until I have some land to plant them on. Plan to gather more this coming season. If I plant a hundred peach pits, statistically speaking, SOME should grow, and a FEW should bear yummy peaches (as opposed to just ok or even yucky peaches).



Lose 30 pounds (read all 15 entries…)
Dang, need to change this to 35 lbs

if I don’t do something about this soon! argh, holidays!



Go to a farmer's market 43 times. (read all 10 entries…)
19! The little market went into November

So I got some potatoes, a turnip, and some jelly… and a most delicious pumpkin roll.



go deer hunting (read all 2 entries…)
Happy Thanksgiving!

Alas, no venison, but I sat in the 16*F pre-dawn air, adorned in Mossy Oak, rifle ready, with my husband a 1/4 mile down the way from me. Spent the day in the open air. I’m pretty sure I am hooked now.



lower my blood pressure (read all 30 entries…)
Danger! Danger!

Gained some work stress + holiday weight… which means weight creeping up… and we know where that leads… BP in the yellow for the first time in a long time. Went walking this week. Lost one pound. 5 more to go to get back to where I was. A battle, but I can win this one!



spend more time outside (read all 8 entries…)
Been going for walks with the girls at work again

We’re still a little crazy at work, but I took a lunch two days out of three this week, and went walking two days out of three, also. ... and, did I mention I spent more than 12 hours out in the woods on Thanksgiving. Lovely sunrise and sunset – although 16*F was a little on the cold side :)



get out of debt (read all 44 entries…)
Christmas will be paid in Cash this Year!

Set aside some, not going over the budget, and yes, NOT put on the credit card! Yay!



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