Holly on 43 Things

Holly's Life List

1. make a difference
1 cheer 6,629 people
2. live simply
3,208 people
3. Create a budget, and stick with it
1 cheer 392 people
4. pay off my student loans
1 entry 2,745 people
5. pay off my credit cards
1 entry . 2 cheers 1,085 people
6. eat healthier
1 cheer 9,757 people
7. exercise more
5,010 people
8. reconnect with old friends
431 people
9. make more friends
4,952 people
10. Read 50 books this year.
175 people
11. learn to play the cello
2 cheers 739 people
12. go on a cruise
1 cheer 3,902 people
13. improve my spanish
1,022 people
14. travel around the world
4,458 people
15. Grow a vegetable garden
341 people
16. learn to preserve fruit and vegetables
16 people
17. get married
17,886 people
18. Buy a House
12,156 people
19. Get more sleep
4,093 people
20. fall in love again
1 entry . 1 cheer 1,676 people
21. declutter my house
1 cheer 916 people
22. visit my relatives in Norway!
3 people
23. Visit India
855 people

Recent entries

Current status on credit card debt 10 months ago

Mastercard: 1067.03 @ 5.99%. Paying minimum monthly
Visa: 2425.78 @ 16.73% Paying $100/month.

I have upped the payment on my visa to $600 per month, in the hopes to pay off the balance by Jan 1st. It’s mostly my new computer and the insurance plan. The other one I’m leaving alone for now. I have some student loans with a higher rate than that, so I’m going after those next.

Aug 30, 2008, 10:11AM PDT | 0 comments

pay off my student loans

Time to face reality 10 months ago

Ok, so I’ve been avoiding this for a while. Time to do some math.

I have 3 student loans. My federal loans from undergrad and grad are consolidated. I have 2 private loans from undergrad.

SAF (Federal): $61,478. @6.25% Due/month: 342.77 I currently pay: 350.00
Key Bank: $14,089. @ 5.67% Due/month: 175.18 I currently pay: 200.00
Gate: $11,770.12 @various Due/month: 152.18 I currently pay: 175.00

I’d like to pay at least 2 of my gate loans off as they have high interest rates (9.25%). I need about $3400 to do that. I should have my credit cards paid off in the next few months I hope, and then I will start throwing money at these. It’s scary to think that even if I paid them 1K a month, it would still take over 8 years. Right now I’m forking over about 725 so that’s not too impossible to do. I will make that my goal, to pay $1000 a month towards my student loans, once my credit card is paid off.

I don’t think I can accomplish my goal of moving back to Maine until my loans are paid off, because my salary would really go down there, more than the cost of living would decrease, so it’s important to me to pay these off quickly.

I’m going to use 43 things to track my debt payoffs. I want to post an update monthly on both the credit cards and student loans.

Aug 30, 2008, 08:51AM PDT | 4 cheers | 1 comment

fall in love again

*sigh* 10 months ago

This is hard for me, to put myself out there on the dating scene again. I’ve been avoiding it for months but I’ll admit I’m lonely and miss having someone special in my life. I’m tired of online dating. But I don’t seem to know where to meet decent guys. I know they exist, my friends are all marrying them. Several of them met online so perhaps it’s just the luck of the draw.

Aug 30, 2008, 08:29AM PDT | 0 comments

Home:	Highland Park, New Jersey
Member since:	Sep 03, 2006
Birthday:	January 1

Holly

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