August 08
Mastercard: 1067.03 @ 5.99%.
Visa: 2425.78 @ 16.73%
My Visa balance, due to acquiring a dog with surprise health issues, an opportunity for an amazing vacation that I took (and don’t regret at all, regardless of $$$ spent), and a car repair, has actually increased. I have however, recently transferred it to another card (a rewards card!) and hope to pay it off by the time the 0% APR runs out in 6 months. The new card is put away and I will not be using it at all until it is paid off.
Visa: $2700 on new card, ($150 on old card that will be paid off this month.)
Mastercard: $696
Total: $3396
Nov 11, 12:24PM PST | 0 comments
I can’t believe it’s been a year+ since I wrote that entry. I still haven’t paid off my credit cards, but am taking steps to hopefully pay them off within 6 months. One is on an ongoing 5.99% APR as long as I pay the bill on time, and I recently got a rewards Visa and transfered my other balance onto that card, where I have 0% APR for 6 months.
Here is where I stand on my 3 loans-
SAF (Federal): $60,511
Gate: $10,028
Key Bank: $11,848
Total: $82,523
Total in Aug 08: $87,337
Difference: -$4,817
Well..not as much as I’d hoped but not too bad. It means that roughly only half of what I pay on my loans actually brings down the balance, the rest must pay interest. sigh
Nov 11, 10:14AM PST | 1 cheer | 0 comments
Mastercard: 1067.03 @ 5.99%. Paying minimum monthly
Visa: 2425.78 @ 16.73% Paying $100/month.
I have upped the payment on my visa to $600 per month, in the hopes to pay off the balance by Jan 1st. It’s mostly my new computer and the insurance plan. The other one I’m leaving alone for now. I have some student loans with a higher rate than that, so I’m going after those next.
Aug 30, 2008, 10:11AM PDT | 0 comments
I'm doing 21 things
