lifelovechocolate

the extra money in my savings account earning very little interest was just put into a 13 month CD earning only slightly more interest. not much, true… but its a start. I didn’t want to put it into a longer term CD as I don’t have a lot of free money to invest. Once you have a sizeable enough amount saved putting more into a CD makes sense but as a grad student with limited funds and the potential for easily accessible cash in the future [first, last & fee for new apartment] i wanted a shorter term and smaller goal. Next step: do something with my lame money market account

I’m very good at budget keeping & planning. i save as much as a grad student can. but my money market & stocks are mis-managed. i have stopped keeping track of my CDs. some accounts are getting crappy interest rates. i want to change this

i read that someone my age should be able to do this. i can run 10 miles no problem, but its time to start working on the rest of my body