Credit Card 2 is successfully paid off!
Now onto Credit Card 1. I thought we would have paid more of this off this month, but unfortunately not. Still aiming for Oct. 26th for a payoff though.
lilyfairy's Life List
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1. get a new job
24 entries . 11 cheers1,778 people -
2. become debt free
26 entries . 8 cheers525 people -
3. start my own business
4 entries . 12 cheers8,288 people -
4. Pay off my Co-signed student loans
3 entries . 6 cheers1 person -
5. Pay off my non co-signed large student loans
1 cheer1 person -
6. Find My Passion(s)
2 entries . 8 cheers14 people -
7. Find Direction
2 entries . 2 cheers30 people -
8. start a daily photojournal
5 cheers2 people -
9. Dress for success
1 entry . 5 cheers8 people -
10. Organize my Boxes from Home
5 entries . 1 cheer1 person -
11. Get my passport
2 entries . 5 cheers329 people -
12. reduce,reuse,recycle...
7 entries . 9 cheers2 people -
13. Get my Kiln in working order
9 cheers1 person -
14. scrapbook once a month
9 entries . 4 cheers6 people -
15. bike once a month
3 entries . 2 cheers1 person -
16. go to Sweden
1 entry . 2 cheers122 people -
17. learn to cook our family favorites
2 team members . 4 entries . 5 cheers1 person -
18. drink less pop
8 entries . 1 cheer67 people -
19. Exercise
2 team members . 7 entries . 3 cheers1,546 people -
20. eat healthier
2 cheers9,756 people -
21. write and illustrate a childrens alphabet book
4 cheers1 person -
22. learn how to make stained glass art
3 cheers2 people -
23. learn how to make mosaic art
4 cheers1 person -
24. make ceramic fountains
1 entry . 2 cheers1 person -
25. learn to play the piano
1 entry . 2 cheers7,143 people -
26. learn to tango
1 entry . 4 cheers1,121 people -
27. see the good in people; not the bad
1 entry . 5 cheers1 person -
28. visit each State
3 entries . 1 cheer11 people -
29. Travel
1 entry . 1 cheer7,155 people -
30. Stop starting my sentences with the word "I"
4 cheers2 people -
31. Search for a school to go to and earn my Small Business degree
1 cheer1 person -
32. Find $100 in Change
5 entries119 people -
33. Have Fun
8 entries . 1 cheer2,768 people -
34. Make more attainable goals
1 entry . 4 cheers1 person -
35. Create a Sculpey project once a week
1 entry1 person -
36. Send Birthday Cards
1 entry54 people -
37. Send Thank you Letters
2 cheers3 people
How I did it: We had a destination wedding, and decided that we would hire wedding consultants to help us find vendors and coordinate details. However, we also kept track of everything possible (dates, colors, vendors etc), kept a blog for our wedding guests, and kept a budget and reviewed that often. We also had a box in which we could keep wedding details and items, so they would not get lost before going away! Read how I did it…
How I did it: We saved monthly to meet our goal as well as contributing "extra" money (birthday, xmas, dog sitting etc) when it became available. We utilized coupons where we could and we also looked into group rates for excursions that we would go on around the wedding day (as we are having a destination wedding). We regularly reviewed our budget to make sure if we were able to stay on track or not, and kept track of what was paid, and what we still … Read how I did it…
Credit Card 2 is going to be paid off by April 15th. We have a large portion to put towards the cards this month and instead of separating it between the two will pay the min. on the larger card and pay off the smaller. Then onto Card 1. It is hard to leave a large balance on Card 1, but I already feel relieved at the thought of having Card 2 paid off.
Here we go Debt Snowball!!!
So, it is time to attack the debt! I am very motivated to pay off my debt and have been for a while, but have now passed a major cost (kind of) and know final totals to eliminate!
So here they are in order, the debts I am going to pay off. I will start in order and as I work on them indicate the deadline. I feel overwhelmed when I list more than one deadline, so maybe if I only focus on the one at a time that will be good :)
1. Pay off my Credit Card Debt. (2 Cards) Which mostly have travel debt on them and some misc. Pay off goal: 7 months (October 26, 2009)2. Determine the budget for my wedding and pay for most/all in cash.
3. Pay off my co-signed student loans.
4. Pay off all of my non co-signed student loans.
5. Purchase a reliable car.
6. Save for a house.
7. Save for retirement.
How I will do this:
1. Get a part time job (on top of my ft job) by April 30th that will be contributed to debt payoff only.
