I just read about this on a tightwad site and have decided it’s what I’m going to do. Basically, spend one month logging your expenses, and at the end of the month come up with a budget. then somewhere in your house keep envelopes that have cash in them. ONLY use cash from the envelopes to buy the things the envelopes are labeled for (work lunches, entertainment etc etc). That way when you ‘cheat’ and take some out of one to use in another you realize “wow, but that takes money away from the other thing.” I hope this will work for us – nothing else has.
mamahawkins's Life List
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1. be more frugal
1 entry133 people -
2. Be nicer to my husband
1 entry109 people -
3. Consume more water
1 entry19 people -
4. simplify my life
1 entry . 1 cheer1,149 people -
5. Buy a House
1 entry12,678 people -
6. be a good mother
1 entry . 1 cheer789 people -
7. Lose some bodyfat
1 entry7 people -
8. Improve my marriage
1 entry . 1 cheer106 people -
9. Open a savings account
1 entry . 2 cheers127 people -
10. stick to a budget
1 entry . 1 cheer1,306 people
Recent entries
Evelope System
2 years ago
Goes along with...
2 years ago
This goes along with my other goal of improving my marriage. Overall I could just be more nice to my husband. good luck to everyone!
Good luck everyone!
2 years ago
I’m going to try and consume more water starting this week. I used to drink about 75 ounces per day, which is healthy for my height/weight but got out of the groove of it.
