mandeemandee

I have to avoid taking the easy way out… it ends up being the harder path in the long-run.

I always end up spending my pay before I get it when I borrow money… which leaves me trapped and needing to borrow more money… not good.

So I am banning myself from borrowing money any more!

xX♥Xx

I have to at least leave Australia once!

I want to visit more of Australia…

I have only experienced one flight – sad, I know… so I will have to add more flights to my want list…

I’m getting a big, big hammer and smashing my debt this year…
-Starting with family and friends who I owe little bits of money to
-Moving on to take big chunks out of that credit card
-Oh, and a couple of fines I have too…

To help me along the way I have to remember:
STOP BORROWING MONEY!!

mandee
xX♥Xx