I have bought my home and am paying on it, but I won’t OWN it for another $123,000.
mary_magdalen_e's Life List
-
1. spend more time outdoors with my son
2 cheers1 person -
2. Get organized
6,523 people -
3. see the northern lights
19,100 people -
4. Learn to use my sewing machine
1 cheer80 people -
5. get up on time
372 people -
6. Remain tattoo free
5 people -
7. buy a car
1 entry3,431 people -
8. Go to Mardi Gras
718 people -
9. go to more shows
193 people -
10. be less depressed
56 people -
11. work less
301 people -
12. worry less
4,750 people -
13. take better care of myself
1,436 people -
14. own my own home
1 entry1,475 people -
15. stop bouncing checks
1 entry3 people -
16. Complete Baby Step 1 of the Total Money Makeover
0 people
How I did it: My husband and I qualified for an FHA loan. Luckily, we had waited until the "bubble burst" and we were able to get a $149K house for $127K. My mother-in-law helped us with the down payment ($5000). Our monthly payment (home owner's ins, property tax, and mort ins all included) is about $967. We were paying $650 per month to rent a house that was half the size, and the difference in price is almost made up by the f… Read how I did it…
How I did it: I just kept plugging away at it. I took 6 credit hours in the fall and spring semesters and didn't take any summer courses (I rested). I did as much of my homework while at work as I could and only took the # of credit hours that my job would pay for. Read how I did it…
How I did it: I used to have a job where I was the extended campus financial aid counselor for a regional state university. I drove approx 370 miles per week, every week, for 3 years. Then one of the girls in my office decided to not come back to work when her maternity leave was up. I applied for her position, got it, and came in off the road. I had to train my replacement and be on-call for her questions once she went on the r… Read how I did it…
See all "How I Did It" stories...
My 2001 Oldsmobile Alero is on its last legs. 188K+ miles, have put $400 worth of work into it this last month, still won’t run. I think it needs a battery. I’d like to save up and pay cash for one, but money’s so tight, I don’t see that happening any time soon. $2900 more to pay off on the truck.
Update, Feb 22, 2011—It turned out to need a $90 battery. Fixed the stuck-down window with duct tape. Interior still smells like a wet dog, but, to quote Jack White, “It ain’t no vintage Cadillac/ But she always gets me there and back!”
Two weeks have gone by since we got “back in the black.” So far, so good. We just need to make it 8 more days till I get paid again. Groceries are bought, we just have to manage gasoline and cigarettes…
