In an effort to improve my overall physical health, I decided to have a dry January. So far, so good. Once this month is over, I’m going to decide if I want to keep it up as a teetotaller, or allow myself the odd beer after work or glass of wine with dinner. I don’t like the way I feel when I wake up after having overindulged with alcohol, and I’d be really happy if I never have another hangover again! All things in moderation, as they say. ;)
mechamanjari's Life List
1. travel more
2. hug my mom more often
3. get better at keeping in touch with people who are important to me
4. be forever young
5. save animals
6. stop animal testing
7. get a Buddha for my home
8. rescue a dog
9. get out of debt
10. tone up
11. stop throwing clothes on the floor
12. stop being lazy
13. get rid of all my clutter
14. be fluent in 4 languages
15. grow my own vegetables
16. get up on time
17. drink 2 litres of water a day
18. learn to drive
19. drink less alcohol
Seriously, I’m going to be 35 this year; it’s pathetic that I can’t drive. It was pretty normal to be a non-driver in my teens and early 20s, since I live in a giant metropolis with really widespread public transit coverage. Very few of my friends used to drive, even those who did bother to get a license. Now that I’m in a relationship with someone who lives in the suburbs and we’re contemplating getting a home together out there, I realise what an obstacle it is when you don’t drive.
It was a moderately amusing “goal” to tell people I was going to hit 30 without learning how to drive, but the joke’s on me! I don’t want to turn 40 as a passenger only, so I got myself the handbook, I’m learning the rules and the signs, and I’m going to get my permit ASAP! By the end of the year, I hope to have the first stage of our province’s graduated license along with all the 16-year-olds!
After far too many years of avoidant behaviour with regard to my credit card debts, I finally applied for a Line of Credit last May. Best thing I ever did!! Well, financially, at any rate. I consolidated my ~$25,000 of credit card debts, started paying a much lower interest rate, and I’m finally seeing my monthly payments making a difference!
This is the first time in probably close to 10 years that I owe less than $15K, and it feels marvellous! I put myself on an aggressive payment plan as soon as I got the credit line, started really watching my spending, and it’s been such a relief to watch my debt actually shrink. Barring any catastrophic emergencies, I could actually be debt-free by next year.
Then it’s time for a mortgage, haha!