As I get older, I feel like time is running out on this goal. I always underestimated how important a credit score was, but now I constantly see a hundred reasons why mine needs to be better. I want to buy a new car. I want a credit card with a lower interest rate. And in a few years, I will probably want to buy a house. My credit score right now is hovering in the 500s, but I’d like to increase my score to at least 650 in the recent future. Right now, I am working on keeping my balances low to non-existent. I am planning on taking out a secured loan with my bank to add more good payment history. We will see where my score ends up in 6 months or a year.
mischiefmanaged's Life List
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1. take a vacation next summer
1 person -
2. stop being so neurotic
9 people -
3. go back to school
2,457 people -
4. manage stress more effectively
10 people -
5. go camping more
188 people -
6. improve my spanish
1,042 people -
7. expand my vocabulary
1 entry2,611 people -
8. write in a journal
68 people -
9. write a piece of fan fiction
1 person -
10. create a centerpiece
1 person -
11. save three months of living expenses
20 people -
12. get whiter teeth
119 people -
13. Be in a happy and healthy relationship
1 entry5 people -
14. start an alpaca farm
1 cheer6 people -
15. stop drinking soda
2 cheers1,465 people -
16. lose ten pounds
664 people -
17. clean out my closet
1 cheer509 people -
18. finish a 50,000 word novel for NaNoWriMo
1 cheer1 person -
19. go to a wizard rock show
4 people -
20. buy a new comforter and sheets
1 entry1 person -
21. buy a new car
1,501 people -
22. start a scrapbook
154 people -
23. read 'The Pilgrim's Progress'
2 people -
24. improve my credit score
1 entry321 people
People literally groaned when I mentioned wanting to learn new words, as many of my friends and co-workers already consider me to be someone with a wide vocabulary. But I really dislike coming across a word I don’t know, so I feel it’s a worthwhile effort.
I bought a 365 Words a Year box calendar, a little jokingly, but I think it will be a help. It’s really the only effort I have made so far to learn more words. I am also going to try to make myself take time to look up a word if I’m not sure what it means, and use a thesaurus more often.
I’ll consider this goal reached when I am at the end of my calendar.
This is one goal I’m not sure I will ever consider ‘done’. How do you measure it? Time (one day, one month, one year)? Amount of happy? It’s one of my strongest aspirations because I feel it’s something others fall into easily, while I’ve experienced more than my share of dysfunction. I have heard people give the advice that, “you are the common denominator in all of your bad relationships” so this goal is a reminder to me to think carefully before I speak and think even more carefully about those I decide to have a relationship with.
