mistascuba

The farther north you go the better. I’ve seen them from the Toronto area but they are not impressive. One night while fishing in Thunder Bay Ontario i was treated to my first true sighting. An awe inspiring continuous waterfall-like curtain hundreds of miles long and hundreds of miles high shimering with a multitude of indescribeable colours against a background colour of emerald green pitted against a jetblack sky unpolluted by manmade light. They are most prevalent with solar flares. Time your trip to a northern local of little light pollution with know solar flare eruptions. Enjoy!

Over-hyped got a mellow buzz but nothing more than a really good alcohol glow-marijuana is much better

1. Make accelerated weekly payments
2. Don’t pay the interest rate the bank offers you. Make them match the rate of the cheapest competitor you can find. Never lock in for more than 1 year (so you can always liquidate)
3. Never buy or even lease a brand new car-a low mileage 3 year old car is half the price of a new car-people feel rich driving around in cars they can’t afford to buy cash but your real increase in personal wealth will be defined by how fast you can pay off your house. Cars are worthless after a few years- don’t waste your money.Even if your used car requires repairs periodically it’s cheaper than having a payment every month.If you drive alot consider converting your vehicle to propane or natural gas power (gasoline is a huge expense) Remember, any car payment that you don’t need to make is more money to put against your mortgage.
I drive a 1994 lincoln with 250,000km on it. I purchased it cash for under $5,000, my home is paid for and worth over $450,0000. I could certainly afford to finance a beautiful expensive car-I choose not to.
4. Make extra payments when able to. For every dollar extra you can put down against the principle-you save one doller in interest over the life of the mortgage.
5. Sacrifice unnecessary needs- seperate your needs from wants.
6. Only have one credit card.
7. Read the book “The millionaire next door”-it will help you
reshape your thinking and values so you can make the
sacrifices needed to build your personal wealth.
8. Never pay full price for anything if you can help it.