mySOURskittles

FINALLY! now…onto the student loans!

I already owe money on credit cards…and the amount on my student loans when I graduated HAD to have been over 200K…which is depressing. 6 years of college and drowning in debt. My friends are buying houses while I’m barely keeping my head above water with my student loans. I have paid off several in 2011. I paid off 3 so far and looking to pay off a 4th in november. Keep in mind at the most these student loans were 3600..small ones. I have several that are up above 30K a piece. But I feel like if I can get rid of all the little ones first I can breathe easy. I can do with paying money monthly for so many years if it’s not A LOT. Right now I’m dishing out about 1500 a month on student loans. I am on a rehab program with one until march 2012. I have to give them 510 a month until then because I couldnt pay anything for 10 months. So hopefully once that’s over I’ll be able to lessen how much I’m paying on student loans. At least so I’m more comfortable. I want to move within the next year too and I really won’t be able to unless I can get those student loan payments down. Here’s to trying!

my brother is a SAINT…. when I was unemployed and couldn’t even get unemployment my brother is the only thing that stood between me being homeless. He gave me $700 a month to pay for all my essentials like rent, food, electricity…. do you know how many months he gave me that much? A lot! I owe him a little over $10,500…YIKES. I’ve had a job since april now and have been working hard to get back on my feet (it takes a long time….I hope no one ever has to go through that). I’m now to the point where my head is at least above water…. I have almost all my credit cards paid off, my student loan payments are almost to what I can afford… I still get harassing phone calls from some student loan companies-I’m not paying them as much as they want as fast as they want. But with all this I’m still able to put small amounts away every paycheck to help pay back my brother. I’ve already given him $100 check and will be able to give him another $100 in about a month. I know compared to what I owe this is a tiny amount…but its something…and he’s told me “not to worry about it” but I’m a girl…I worry all the time-and he doesnt know how much I owe him in total. I won’t be telling him that until it gets down to a more reasonable number LOL… as I said…this is going to take forever :(