priscilla0409

My husband & I are both undergrads and are pretty broke. However, the little income that we do have usually gets spent with little reservation. This is not kool…we’re graduating in MAy and def need to have some cash saved. Since we’ve been married (2.5years) we’ve managed to pay off our credit card debt, which was no easy feat. we’ve also consolidated our school loans. I got a great tip from carolynv about keeping track of $ spent throughout the day on my planner. I think this will help me monitor/curb my spending. After a month I’ll also be able to see what I can cut back on.

I’m 23 years old, 5’5”, and 130 lbs. Although I am within the recommended weight weight range and do not have health problems I am aware of, I feel I need to be healthier. I def need to exercise more and eat better. I know that by doing so I will feel more energized and improve my self-esteem. I’ve tried to do this before and each time I kinda quit after a few days. I think that this is in part because I try to do too much. This time around I will make changes gradually, hopefully I will stick to them. I know that after a month or so these practices will become habitual and effortless. Any tips you guys might have will be greatly appreciated :-)