rachtothesmy




I'm doing 6 things
 

rachtothesmy's Life List

  1. 1. fix my car
    1 entry
    250 people
  2. 2. pay my parents back
    1 entry
    113 people
  3. 3. make Christmas presents
    20 people
  4. 4. read the Bible in a year
    266 people
  5. 5. read war and peace
    511 people
  6. 6. Pay off all debt using the "debt snowball"
    1 entry
    4 people

How I did it
How to buy a House
It took me
6 months
It made me
Proud


How to get my masters in library science
It took me
16 months
It made me
Super Proud


Recent entries
Pay off all debt using the "debt snowball"
One debt down....

I have all of my debts listed out by lowest balance. I also record the interest rate and each month I list the new payoff. Today I took part of my tax return and paid off a small student loan. By the end of the month I should have a credit card that I used to put a roof on my house paid off. I am excited just to have less people to pay!



Save $1000 for my emergency fund
Being Responsible

I struggled with this for over a year. Every time I got some money put away something else broke that cost more to fix than what I had. Finally, things have fallen into place. Due to a friend taking over paying his own bills and my boyfriend moving in and paying rent, I’ve been able to put a little away at a time and fix things as they break. Today I put the last bit of money in my savings from my tax refund. Now, it’s time to start a debt snowball!



buy a new laptop (read all 2 entries…)
Christmas Fund!

I used my Christmas Club money this year to buy myself a laptop. I got the last one in stock and I had been drooling over it for months! I love my laptop! Everything is faster and it’s very pretty. My old laptop had a screwed up wireless card that would cause it to overheat and earase its own memory. Because of my new computer, I can have wireless throughout the house and it is cheaper than my old internet!



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