I'm doing 6 things
I have all of my debts listed out by lowest balance. I also record the interest rate and each month I list the new payoff. Today I took part of my tax return and paid off a small student loan. By the end of the month I should have a credit card that I used to put a roof on my house paid off. I am excited just to have less people to pay!
rachtothesmy's Life List
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1. fix my car
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2. pay my parents back
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3. make Christmas presents
20 people -
4. read the Bible in a year
266 people -
5. read war and peace
511 people -
6. Pay off all debt using the "debt snowball"
1 entry4 people
How I did it
It made me
Proud 
How I did it: About 6 months before I bought my house, I started paying super close attention to my credit and started a Total Money Makeover. By the time I was ready to look, my credit was decent enough to get a mortgage. I got pre-approved and then was lucky enough to find a foreclosure that I fell in love with. It felt like home the moment I found it. A bidding war and lots of issues later, it's mine and I love it! Read how I did it…
It made me
Super Proud
How I did it: I went to Wayne State for the onling program. I did it in a year and a half. It was a lot of work and I learned a lot of stuff.Basically, because I was online, I made a weekly schedule for myself. I my goal was to get through my reading by the end of the day on Tuesday so that I could have posts and assignments in by Friday. I usually had my weekends completely off! I don't think that I would have been able t… Read how I did it…
Recent entries
I struggled with this for over a year. Every time I got some money put away something else broke that cost more to fix than what I had. Finally, things have fallen into place. Due to a friend taking over paying his own bills and my boyfriend moving in and paying rent, I’ve been able to put a little away at a time and fix things as they break. Today I put the last bit of money in my savings from my tax refund. Now, it’s time to start a debt snowball!
I used my Christmas Club money this year to buy myself a laptop. I got the last one in stock and I had been drooling over it for months! I love my laptop! Everything is faster and it’s very pretty. My old laptop had a screwed up wireless card that would cause it to overheat and earase its own memory. Because of my new computer, I can have wireless throughout the house and it is cheaper than my old internet!
