I have all of my debts listed out by lowest balance. I also record the interest rate and each month I list the new payoff. Today I took part of my tax return and paid off a small student loan. By the end of the month I should have a credit card that I used to put a roof on my house paid off. I am excited just to have less people to pay!
I struggled with this for over a year. Every time I got some money put away something else broke that cost more to fix than what I had. Finally, things have fallen into place. Due to a friend taking over paying his own bills and my boyfriend moving in and paying rent, I’ve been able to put a little away at a time and fix things as they break. Today I put the last bit of money in my savings from my tax refund. Now, it’s time to start a debt snowball!
I used my Christmas Club money this year to buy myself a laptop. I got the last one in stock and I had been drooling over it for months! I love my laptop! Everything is faster and it’s very pretty. My old laptop had a screwed up wireless card that would cause it to overheat and earase its own memory. Because of my new computer, I can have wireless throughout the house and it is cheaper than my old internet!
In fall of 2010, I put $1700 into my car. Then I broke a ball joint and something in the exhaust.
In fall of 2011, a lady turned in front of me and nearly totalled my baby out. Because me family is brilliant, repairs came to just over $1000.
I have a short in the dish, making dash lights pretty hit or miss.
I need a new goose neck for the gas tank.
My brake light is on.
I need new struts or a new ball joint.
I think brakes should be next. Those might be important. lol
I can’t believe that I actually did it! It took me four years to complete this goal and it was completely worth it. I read a ton of great books and I can’t help but notice that my reading speed seems to have gone up. This year I’m trying for 125.
This is my fourth year trying, I think, and I may just make it! I’m going to have to stay away from War and Peace and the like and stick to some shorter books. I am reading 61 right now. Last year I only made it to 62 and that was the farthest I’ve gotten! Time to buckle down!
I’ve had my laptop for about 6 years now. It’s big, heavy, and slow. Incredibly slow. Frustratingly slow. AND, the best part is my DVD drive. It doesn’t detect my CD Roms anymore. If I want to play the Sims (only Sims 2 bc I can’t run Sims 3 on that dinosaur), there is a 20 minute ritual that must be done, kind of like a rain dance with a lot of swearing.
We’ve had some good times but it’s time to move on.
After I fix my car and pay my parents back some of the money I owe, it is on.
August 2010: My offer is accepted on a house. I am ecstatic.
The following 2 months: I put $1700 into my car and $3000 into fixing my cat, who was hit by a car and had two broken legs including one that needed to be completely reconstructed.
May 2011: Just when I get in a position to pay my parents back the $550 I owe then, it storms. From my ceiling. Now I owe them $250 more for their help with my new roof.
$800. I can take my time so I am focusing just on the roof money now… As soon as I fix my car. lol
My high school sweetheart and I were together for nine years, engaged for 8. Unfortunately, after buying a house together last year, he left me for one of our friends. He left me quite spectacularly, actually. On a camping trip, with my friends, one of which was her.
I cheer all of you that get to do this because I know that I would have done it in a heartbeat!
Those of you who, like, have found that you can’t complete this goal (and maybe even that your high school sweetheart was not the person you thought they were), fear not! I promise that there is a great big world out there waiting for you and that you will learn how awesome YOU are.
Good luck, everybody!
This is my second attempt and, considering that it is October and I only have 47 books on my list, I don’t think that it will happen. I’ve started taking graduate classes and don’t have a lot of time for leisure reading. I’ll keep trying though. If not this year, next year.
I have worked at a library for eight years and am currently pursuing my MLIS! I’m really excited because I know that this is what I want to do, but it also is a lot of work.