We got settled into our new place and I waited until the dust settled on all of the bills associated with moving, then I paid the last $63. It’s nice to have one less bill to pay.
slickgl's Life List
1. pay off credit cards
2. be able to run a mile
3. Stop getting screwed by credit card (and bank) fees and interest rates
4. Lower my monthly credit card minimum payments.
5. Get a Bachelor's Degree in English
6. Daily: Reflect on at least 5 things for which I'm grateful (Happiness Manifesto #2)
7. Read all of Kurt Vonnegut's books
8. Read Modern Library's 100 Best Novels of the 20th Century
9. Have 43 goals
10. Do NaNoWriMo
11. stop living paycheck to paycheck
12. Begin writing daily
How I did it: I changed my mindset about spending money. It's easy to start to think of credit card minimum payments as a monthly bill without much meaning. I got into debt because every little bit added up. Now every little bit I can use to pay off my credit cards also adds up. BofA gave me incentive by deciding to start charging me an annual fee since they can't legally steal from me anymore, thanks to a change in credit card … Read how I did it…
How I did it: My wife and I watched nonstop last year until we got to season eight, then we didn't watch any for about a year. We got on another M*A*S*H kick not long ago, and now we're finished. It's interesting to watch it all continuously like that and to see how the show progressed. I'm looking forward to going back and watching it again from the beginning. Getting close to the end, I kept on thinking I wanted to watch the early e… Read how I did it…
How I did it: Paid it down to $15224.22, $2000 of which was from student loan money, which is MUCH lower interest and I don't have to start paying it back until I'm done with school. Even without that $2000, I still hit the goal. Now that Christmas is over, I need to make sure that I work REALLY tightly with my money so I can make the most out of it in paying off debt. Read how I did it…
...now I’m closing my Household Bank card.
I still owe just under $100. We’re moving in less than 3 weeks, so I want to wait until we update to our new address before I officially pay my car off. That way we don’t have to worry about the title taking too long to come if it gets forwarded in the mail.