today is day one of WATP 6weeks program
I’m off to a good start
soblu2's Life List
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1. FIND A NEW JOB
1 entry1,095 people -
2. GO TO GRADUATE SCHOOL
1,189 people -
3. MEET NEW PEOPLE
4,130 people -
4. LOSE WEIGHT
1 entry36,396 people -
5. TRAVEL TO USA
1 entry29 people -
6. SAVE MONEY
14,736 people -
7. FOLLOW A BUDGET
3 entries53 people -
8. grow locs
6 people -
9. buying a house in 2009
1 person
Hello I finally set up a budget for this upcoming ( like tomorrow) month
I’ll be busy, evolving and achieving a great deal of my life time goals?
Ok I’ll give you the categories and percentage I’ve chosen for my first in a long time budget.
But with this budget goes a little list of behaviours:
- staying away from the ATM
- making list before hand of what I’ll be buying in any category
- try not to spend everything in the first two weeks…
- go to the ATM only once ( that will be hard)
I’m not sure where i will put all the decoration for my room, and cars but
I truly need to keep tracks of what I’m going to spend from this moment on.
I’m saving for some other goals like
- school
- travels
- car payment
- emergency fund
Category Pct.
Housing 20%
Utilities 5%
Food 10%
Transport 40%
Clothing 4%
Personal 5%
Savings 5%
Debt 6%
Subtotal
Medical 5%
Total 100%
Mind you I used up all my last year savings in a matter of 2 months.
So I need to reconstruct that.
I owe a ¼ of my take home pay to my bank!!!!!!!!!! (never again)
I also need an emergency fund worth 2 months of take home pay.
My car needs to be paid back in full
Hopefully I already have a retirement fund, and some savings I cannot touch before the end of the contract… I think I’ll up the amount a little bit like double..
And I want to open an account for buying a house.. you know a saving plan…
But that’s after I run that budget for a full month
So july…. This account opening is for YOU
I guess the first step is to start looking for it… lol
ok, but serioulsy, what kind of job would be better for me?
I think I need to update my resume..
I’m talking to myself here…
let’s put it like a “to do” list
1- update resume
2- acquire new skills language is the must
3- can be done while pursuing 2: look around for opportunities and prospect large
4- in new areas.. new career path, new spaces..
but I need to write this resume ASAP
