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I wasn’t sure it was possible with a low income and living in a high-cost-of-living area with several children, but the relief is wonderful and worth every sacrifice. The books by Dave Ramsey absolutely made the difference, and then it just took some time and commitment. We are now able to invest for retirement and pay down our mortgage faster.

Not sure I’ll ever feel completely prepared. But we have food stores, some water, prescription meds and glasses, survival books, some gear and such. Probably a generator, more supplies, and a car kit would be wise for an earthquake. I’m going look into those and mark this done for now while I focus on other goals.

I’m naturally a night person, and I need more sleep than the average person to be my best, and that’s just the way it is. The world won’t bend to my schedule so I’ve made a real effort to go to bed on time at least fairly consistently. Getting my husband’s encouragement helped.

Actually falling asleep was another matter. I realized my insomnia was related to anxiety when I started treating that and suddenly wasn’t just laying in bed thinking and worrying. Going to bed and actually just going to sleep is so heavenly! Managing my stress and treating anxiety was integral to meeting (and continuing to meet) this goal.