I'm doing 36 things
I created a payment plan I would like to follow in order to have my $10,250 student loan paid off by the end of December 2010. In order to do this I would need to get a part-time job. If I get a job that pays minimum wage (I’m looking for a job that would pay more) I would earn about $500/month extra. I already have a full-time job and go to school full-time now. So I’m looking for a PT job during my monthlong Xmas break and for after I graduate (for the rest of the year). I’m first saving up a $1,000 emergency fund so the first few months payments are going to be a little lower. Also this plan would only work if I do not buy a car this year, I could drive my husband’s extra truck (as long as it does die on me).
Dec 09- $300
Jan- $300 + $500 (If I get a seasonal job)
Feb- $300
Mar- $600
Apr- $600
May- $600
Jun- $600
Jul- $600 + $500 (If I get a 2nd PT job)
Aug- $600 + $500 (If I get a 2nd PT job)
Sept- $600 + $500 (If I get a 2nd PT job)
Oct- $600 + $500 (If I get a 2nd PT job)
Nov- $600 + $500 (If I get a 2nd PT job)
Dec- $600 + $500 (If I get a 2nd PT job)
Some other factors that would help pay off my loan (that are doable with my schedule):
- Summer yard sales
- Ride my bike to work to save some $ on gas
- Sell stuff on eBay/Craigslist in the winter
- Make more sales with EF College Break
- Alaska PFD check in October
