I did shopping of different local and online banks. My best option is the Mat-Valley Credit Union, which is local. It’s only $400 to open, I can do 6 months for 1.30% or 1 year for 2.00%.
I want a short term one because I need money for a car after I graduate, which is less than 1 year.
I have $100 in my savings account right now, not much I know. But I did the math and with my $10 daily transfers into my savings account and and in about 1 month or so I should have $400 ready to be put into a savings account.
