So I just finished my first day as a library assistant. It’s only 3.5 hours per day and a school district job. I’m happy to be working again. I am diagnosed with Panic Attacks and anxiety and keeping a job while dealing with this has been incredibly difficult. But now I think I found a good combination of medicine, and I’m receiving support through individual therapy, group therapy, peer-support group, and encouragement from friends and family.
One thing that has been helpful for me currently is that because my diagnosis is considered a disability, according to the law, I am receiving vocational help from the Division of Vocational Rehab (DVR). Their goal is to keep me working despite my disability in a job that fits my interests, aptitudes, and values.
One of the DVR things you need to do is to take an multiple tests that determine possible jobs you may be good at. The day that I received my test results was the day I was offered a job. Happily, the job I had applied to previously was one that my test results showed I would be a really good fit for. Yay!
Now I need to roll up my sleeves, quit running away from my responsibilities, and cope with my anxiety even when it’s hard.
So I feel a little better about my consolidation, because I’ve made a little bit of progress. My two Bank of America credit cards accepted my consolidation request right away, it seemed like. But my Wells Fargo credit card has yet to accept my request from my consolidators. I spoke with my consolidators about this and they said some creditors can take a little longer, which sucks because it’s throwing me further into late fee and missed payment fees. But there’s literally nothing I can do about that at this moment.
I will consider this goal complete as soon as Wells Fargo accepts my request.
On a much brighter note, the other day I spoke with billing about my medical bill. They received my consolidation request, and offered me a deal. They said they would completely write off 50% of my bill if I paid just $20 more each month. That was such a good feeling! Of course I agreed.
The big picture: Before consolidation my monthly debt payments were over $900! Now….only $300! That is a savings of $600 every month. I’m very happy about it being much more manageable.
I’ve realized I accomplish so much more when I use a planner. Such a simple change has helped me a lot. I try to stick to my schedule as much as I can.