sulph

Right, I’ve looked in to this for some time. Unfortunately, the banks in the UK are so money grabbing that they only give out measily interest rates. That is, unless the tables are turned and you borrow from them!

They give returns of around 4% (if you’re lucky) which doesn’t bode too well for the avid saver. Some of the higher rates can be achieved by depositing a lump some of around £5,000. Not good if you want to save monthly.

However, I have found a different route to get me the percentage gain that I am after – Investing. I have signed up to a brokers company (for free) and can purchase shares on-line.

Now, there are pros and cons to doing this…

Some of the Cons:

1. You need to do a bit of reading to understand the basic fundamentals of share-dealing.

2. You have to pay commission on each purchase you make (around £12).

3. You can lose all the money you invest, if you buy in to the wrong stocks.

However, there are good points to this as well…

Some of the Pros:

1. You can make tonnes of money if you pick the right stocks – the profit that the banks would have made if you’d given it to them to invest.

2. It’s more exciting that just sticking money away in a savings account that gives you Sweet FA for your time and efforts.

3. The more you trade the better the commission rates get.

Now, I would definitely advise anyone who wants to make money to, at least, take a look at the stock market. Sign-up to one of those ‘virtual dealing accounts’ that allow you to play with fake money. At least experience it before you dismiss it – there are too many people out there making millions on the market just because they know how it works.

You don’t have to be a maths genius to understand bottom lines etc – you just have to ‘dabble’ and you soon pick up how things work.

At this point, I only deposit a small amount of money each month, when it becomes a sizable amount I buy stock.

If you are interested in share dealing then the place I got started was www.stockbrokers.barclays.com. Have a look, if you have any questions – feel free to ask me – I can’t guarantee I’ll know the answer but you never know.

Wow! ...The success of this Circuits programme seems to be snowballing!!

3 Weeks on and we have received 4 clients via word of mouth. If this keeps up, the leaflets I got printed will not need distributing (not sure if that’s a good thing or bad.lol).

We’ve gotten to the point where we have nearly filled all available spaces in the session currently being held. As such, we have been asked to extend our training hours in order to support new clients wanting to join!

I’m so chuffed that this is taking off in such a way and, hopefully be able to establish an on-going market for circuits.

We had the first ever A-Firmative Health circuit class last night!! Was an excellent experience!

We Managed to get 5 people in the lesson, which is good for a first class (apparently). At the same time we managed to tout business for next week’s class – we’re set to have 11 people turn up, so that should be good.

As it happens, had we been charging for yesterday’s lessons (1st one to clients is free) we would have made £2.50 profit – minus the cost of the hall.lol

We also managed to get advanced payments from two clients because they thought the lesson was that productive. Can’t wait for next Monday’s lesson as with more people it should begin to get a buzz of activity. Going to start advertising through leaflets next week also just to boost the sales on both the Personal Training aspect of AFH as well as the circuits.

I just can’t believe it went so well last night – I was worried that no one would turn up.