tigerh

How I did it: Saw it on Tripadvisor, booked it and went to St Ives and Padstow.  Minack Theatre and St Ives were my favourites, just amazing.  Padstow is tiny but great.  Lost Gardens of Heligan are lovely.  The ancient sites are well worth visiting - there are loads of quoits and stone circles.  You will need a car! Read how I did it…

How I did it: Lived well below our means but not like paupers.  Put any pay rises straight out of the bank account and into the mortgage so they are never there to be spent.  An excel graph is a good motivator - every month we made more than the planned overpayment felt like a little victory. Read how I did it…

How I did it: My husband was made redundant a few years ago, so since then we have always tried to live on just one wage and save the rest.  We got a small mortgage so it wouldn't be a total disaster if one of us was out of work.  After you get used to being frugal, and sock your payrises away so you don't ever see them in your current account, it's not too bad.  Every month this year instead of putting that money into saving, it's gone … Read how I did it…