Although from a purely mathematical point of view you make more by paying down debt than by saving, I found that putting some money into a savings account each month instead of using it all to pay down debt gave me a sense of getting ahead. It also helped control spending impulses, because I was more thoughtful about spending my savings than I was about increasing my debt.
Thomas L Holaday's Life List
-
1. understand my wife
1 entry . 2 cheers10 people -
2. read Agile Web Development with Rails
1 entry135 people -
3. attend Bushwick scavenger hunt
1 person -
4. do two pullups
1 entry . 1 cheer3 people -
5. learn ruby on rails
1 cheer1,343 people -
6. Visit Chicago
216 people -
7. Clean up my desk
13 people -
8. setup an online calendar
1 entry3 people -
9. start a medical billing company
1 person -
10. team up with other New Yorkers in adding fresh, original content to 43Places's New York City Locals page
40 team members30 people -
11. have a dinner party
1 cheer226 people -
12. see John Cale
2 people -
13. Read Bruce A. Ackerman
1 entry1 person -
14. Kiss in the rain
1 cheer14,585 people -
15. see Julie Atlas Muz perform on dry land
1 person -
16. finish my web-based budgeting program
1 person -
17. finish reading Getting Things Done
5 people -
18. get New York City to adopt Open Document
1 person
Recent entries
Saving as part of debt-payoff plan
3 years ago
Bruce A. Ackerman has good ideas
4 years ago
The review of “The Failure of the Founding Fathers” by Gordon Wood at http://www.powells.com/tnr/review/2005_11_10 caught my interest.
daily or alternate?
4 years ago
I can do one full chinup but get stuck halfway up during the second. I can’t do one pullup yet. I don’t know whether it’s better to exercise to failure every day, because it takes a trivial amount of time for my arm muscles to fail, or to skip days so the arms can recover from the strain.
