Originally, when I started paying it back, it was supposed to take about 7.5 years – I was going to be paying it back until 2013/2014…now I’ve been putting a bit more than the min payment, and now it’s down to 2012. I’m going to up my payments a bit more…we’ll see. I’m not as concerned about this as I am my CC bills, so I think I’ll up those first and pay this one off afterwards!
trekster's Life List
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1. Stop wasting money
527 people -
2. exercise three times a week
1 entry322 people -
3. drink more water
1 entry18,947 people -
4. Get out of debt and stay out of debt forever
85 people -
5. get rid of everything I don't need
126 people -
6. dump bad habits
3 people -
7. save money
1 entry14,687 people -
8. Speak French fluently
2,094 people -
9. get fit
2,776 people -
10. have a meaningful relationship
114 people -
11. Learn Japanese
1 entry9,724 people -
12. find at least one thing each day that makes me happy and record it everyday for a year
2 entries . 1 cheer1,330 people -
13. go back to Paris
1 entry187 people -
14. Fall in love
24,445 people -
15. Save up six months worth of living expenses
228 people -
16. go to a country I've never been
1 entry . 1 cheer1 person -
17. become a professional dancer
1 entry84 people -
18. attend Rocky Horror semi - regularly
1 person -
19. live in a foreign country
2,452 people -
20. start a revolution
1,034 people -
21. Get organized and Stay organized!
527 people
How I did it: I paid attention in classes, asked questions of the teachers/ profs, did my homework and worked with others to help.The big part, though, is attitude - if you think you can't, you're right. However, if you think you CAN, you're right.You deal with math all the time, every single day. You deal with telling time, using money, picking up groceries, driving places, estimating distances. Scheduling your day, reading a map, gi… Read how I did it…
How I did it: I started to put a quarter into a jar every time I caught myself, and I already had disciplined myself not to swear around kids (I teach high school), so it came down to times when I was hanging out with friends. The less you use swear words, the more you notice when they are used - and the more uncomfortable I got listening to some of my friends! Be careful, because if you're like me, I lose track and start talking like my fr… Read how I did it…
going cold turkey did suck, but about…wow, almost a year ago, i moved and just decided that my tv service would NOT be moving with me. For a couple weeks I went crazy, going to family and friends houses just to catch some TV, but nowadays I watch TV only when at someone’s house with them, and that’s about – oh, 2 to 4 hours a week total. I know it’s not quite “live without TV for a week”, but the fact I have done that multiple times so far and have gone sometimes a month or more without sitting in front of the tube means this counts!
Just make the decision – or, if it’s that hard, scale it down. Do basic instead of extended or whatever. Then, once you’re at very-basic-basic for a few months, and you’ve adjusted to not having all the excess channels, cancel it completely. You’ll find that all the series you really like and miss you can find online news for and you’ll spend more time reading, playing with family, writing, and loads of other things.
I have been noticing, but not recording. Today was going to mclellan and seeing alot of my old friends, realizing i am still pretty close to them, and sharing conversations and rekindling those relationships.
seek first to understand, then to be understood. I need to remember that more.

