$6,800 to go! I should reach this goal by the end of September :) 1 month ago
graduated with high distinction! 4 months ago
So my fiance got a job in difficult to get to be public transport spot, so he had to buy a car and i’ve been benefiting from it as well, so I’m marking this as done. We held off as long as possible! If he’d gotten near where I work, we probably wouldn’t have one as my city’s public transport is pretty good. I still hope that we’ll move somewhere where we can both either walk, cycle or public transport to work, and trade the current car in for something smaller and more earth friendly that we can use less, or better yet not sell it and not get another. Life happens I guess! 7 months ago
This is of course worth doing!
Setting medium term goals and putting deadlines on your self are key. I do have the long term goal of buying a house in the back of my mind, but I think letting huge goals like that dominate can be quite discouraging some times because it seems like you’ll never achieve it, so I set the goal of saving 30K by the end of 2012 – it was both realistic and achievable, but not without will power.
I’m proud to say that I achieved this goal 2 monthly pay cycles earlier than planned!
It’s now also generating interest of about $100 a month, which is great!
Next goal $40k! 7 months ago
So I’m on track to reach $25,000 by the middle of the year, and I’m aiming for $30,000 by the end of the year. I’ve got to stop shopping online, it’s too easy to spend money! 14 months ago
And I kind of forgot about this goal, so I don’t think I’ve gotten much better! Oh well, new year, new attempt! 16 months ago
It looks like I might not even be able to save $500 this month, which is disappointing as I thought I’d be able to save 20,000 by the end of the year and then start working towards 25,000 by July and 30,000 by the end of 2012.
It’s an expensive time of year. I spent $60 on shipping to send presents my family, next year I’ll try to get them something light!
Still I’m glad I’m able to save something in tough times (and not so tough times for people like my manager, who makes all this money but spends EVERYTHING)
My BF thinks I’m nuts for saving, he says buying a house is years off so I shouldn’t worry about it (yes buying a house is years off, but hello? buying a house takes years of saving and planning!) I get paid monthly and it always seems like there’s not as much as I thought there would be at the end of the month… maybe i need to work out some sort of week spendings plan…hmmm 17 months ago
And I’m managing to save at a rate of about $1000 a month. Christmas is coming though, always an expensive time of year and I may not be able o save as much next month… so I estimate that’ll have $20,000 in my savings account by the end of the year, then next goal $25,000, then $30,000! It’s interesting, I’ve started to find saving quite invigorating, after achieving $10,000, then $15,000 and $20,000. I should probably do something with it though… put it in a term deposit or something, I don’t want to invest it just yet, as this will be my house deposit, but it’s not really working for me sitting there in a savings account. 18 months ago