Ready to get moving on this!!! My hubby’s got a good full time position now where we can just about make ends meet. Now that our little guy’s a few months old I need to get back to some PT work to give us a cushion and start paying down some debt. More details to come! 3 weeks ago
Found a new therapist. I really like her and will be going to my 3rd appt on Wed! So far so good!!! 3 weeks ago
So I haven’t had the little one yet (I’m due in mid-January) but I thought now is a good time to start getting myself pumped up for this goal. Being pregnant has really made me appreciate the benefits of being in good shape, leading a healthy lifestyle, etc.
I started my pregnancy around 15 lbs overweight. Back when we were getting ready to start trying I remember really wanting to get into the healthy BMI range pre-pregnancy. I managed to lose about 7 lbs but sort of gave up, citing being too busy, stressed at work, etc. to stick with a diet. I ended up starting my pregnancy at 168 lbs (I’m 5’6”)
The funny thing is, of course, it’s not like you have more time, less stress, etc. once you have children. lol. Easy to recognize that now…not so much back then.
I’ve managed to develop much healthier eating habits during my pregnancy. Obviously not cutting calories, but just making much healthier food choices. The first half, I wasn’t very good about it, the second half has been much better. I tend to loosen up about it on the weekends but try to be really good during the week.
Anyway, my goal is to lose the pregnancy weight (total yet to be determined – ha ha) plus an additional 28 lbs to get down to around 140 lbs. 5 months ago
In familiar territory here. We got the numbers calculated and then a few days later our cat had to go to the vet’s for an emergency. Guess what we don’t have right now? – that’s right!!! AN EMERGENCY FUND. So, there’s now an additional $500 my hubby put on his cc.
I know it will get better. Last time we got serious about getting out of debt we had numerous setbacks until our momentum got going. Just have to look at it as a test. We’ll get through this! 5 months ago
Finally got the courage to add up the numbers. Here’s what we’re looking at:
Citibank card (0% APR ‘til Sept 2013): $2,733.09
Med Bill #1 (no interest): $1,155.40
Med Bill #2 (no interest): $315.00
Med Bill #3 (no interest): $92.00
IRS (no interest): $214.92
GRAND TOTAL: $4,510.41
So, the good news is that we aren’t paying any interest on anything as of right now. We were able to work out monthly payment plans for the medical bills and the IRS.
Hubby and I are taking this one step at a time – seeing what we have leftover at the end of each month to pay extra. I’m hoping my temp position will have enough work so that I can keep working up until the baby’s due date (mid-January) or thereabouts. 6 months ago
Small strides have been made. Need to start working up to bigger things. 7 months ago
So, my seasonal gig ended and I spent a few months floundering (aka jobless). We have experienced a lot of recent life changes – career change for my husband, a move, and the most exciting – we’re expecting!
I was a little lost there for a while. I tend to get very overwhelmed with change and kind of shut down for a bit in my career search. I have a lot of regrets about it. I recently secured a PT temp position that will hopefully last until the little one arrives. I’m hoping to go back to work PT a few months after they are born. 7 months ago
During some major life transitions I managed to get myself somewhat back in the hole. Here’s to nipping it in the bud! 7 months ago
So, it took two and a half years but here I am. Just gave my notice. My new job (seasonal) starts in a few weeks. It’s only a couple months and then I’ve got to move onto something else. Trying to look at it as a nice little segway…doesn’t totally feel real. 13 months ago
How I did it: We paid off approximately $17,000 in back taxes, credit cards, car loans, and student loan debt in just under 2 years. We got to a point where we knew we HAD to do something about the amount of debt we were in - that was a BIG motivator. I also got inspired by reading "The Total Money Makeover" by Dave Ramsey.
After almost 6 months of making a few feeble attempts and being very closed-minded about my prospects, I am broadening my horizons. We have settled on the area we are planning to move to, which helps to narrow things down location-wise. I am even considering a seasonal position if it will help me to break free of what I’m doing now and gain a fresh perspective. 2 years ago