rachtothesmy

I have all of my debts listed out by lowest balance. I also record the interest rate and each month I list the new payoff. Today I took part of my tax return and paid off a small student loan. By the end of the month I should have a credit card that I used to put a roof on my house paid off. I am excited just to have less people to pay! 16 months ago

I struggled with this for over a year. Every time I got some money put away something else broke that cost more to fix than what I had. Finally, things have fallen into place. Due to a friend taking over paying his own bills and my boyfriend moving in and paying rent, I’ve been able to put a little away at a time and fix things as they break. Today I put the last bit of money in my savings from my tax refund. Now, it’s time to start a debt snowball! 16 months ago

I used my Christmas Club money this year to buy myself a laptop. I got the last one in stock and I had been drooling over it for months! I love my laptop! Everything is faster and it’s very pretty. My old laptop had a screwed up wireless card that would cause it to overheat and earase its own memory. Because of my new computer, I can have wireless throughout the house and it is cheaper than my old internet! 16 months ago

In fall of 2010, I put $1700 into my car. Then I broke a ball joint and something in the exhaust.
In fall of 2011, a lady turned in front of me and nearly totalled my baby out. Because me family is brilliant, repairs came to just over $1000.
I have a short in the dish, making dash lights pretty hit or miss.
I need a new goose neck for the gas tank.
My brake light is on.
I need new struts or a new ball joint.

I think brakes should be next. Those might be important. lol 16 months ago

I can’t believe that I actually did it! It took me four years to complete this goal and it was completely worth it. I read a ton of great books and I can’t help but notice that my reading speed seems to have gone up. This year I’m trying for 125. 16 months ago

This is my fourth year trying, I think, and I may just make it! I’m going to have to stay away from War and Peace and the like and stick to some shorter books. I am reading 61 right now. Last year I only made it to 62 and that was the farthest I’ve gotten! Time to buckle down! 21 months ago

We’ll make that $900. It’s bad luck and also stupidity on my part. 21 months ago

I’ve had my laptop for about 6 years now. It’s big, heavy, and slow. Incredibly slow. Frustratingly slow. AND, the best part is my DVD drive. It doesn’t detect my CD Roms anymore. If I want to play the Sims (only Sims 2 bc I can’t run Sims 3 on that dinosaur), there is a 20 minute ritual that must be done, kind of like a rain dance with a lot of swearing.

We’ve had some good times but it’s time to move on.

After I fix my car and pay my parents back some of the money I owe, it is on. 21 months ago

August 2010: My offer is accepted on a house. I am ecstatic.

The following 2 months: I put $1700 into my car and $3000 into fixing my cat, who was hit by a car and had two broken legs including one that needed to be completely reconstructed.

May 2011: Just when I get in a position to pay my parents back the $550 I owe then, it storms. From my ceiling. Now I owe them $250 more for their help with my new roof.

$800. I can take my time so I am focusing just on the roof money now… As soon as I fix my car. lol 21 months ago