tknight is t'done t'day
I have received a round of paybacks from Kiva loans outstanding so I am doing the right thing and paying it forward in the form of another loan…
Once again it for transportation, and once again to someone who is in need HERE.
From the unemployment line to the entrepreneur…
tknight is t'done t'day
I have been occupied this week on an overhaul to our kitchen. This includes installing a new sink. On day one I discovered that the old plumbing wouldn’t accommodate the proposed new sink. This required a rework of the plumbing system to make it all work.
I an SURE that Darin the Master Plumber could have made these changes MUCH faster than I did. And probably without the headache associated with First cut the pipe...
I wish to encourage this Master Plumber. Not just because the world can always use another skilled tradesman; but because he is based in the United States. Kiva historically has facilitated person to person micro-loans throughout the world. But until recently, not at home. I applaud them for allowing domestic lending.
And I applaud Darin for literally going to the well.
A woman from Tajikistan, running a small farming and cattle business. Her loan is only half-filled so far…
I wanted to spread the word about a charity I support, called Modest Needs. Modest Needs has a similar approach to helping people as Kiva: if someone needs help (say with rent, unexpected medical costs, etc) they apply for consideration, and Modest Needs (after checking the veracity of their claims) posts their applications online. Then, as with Kiva, you can decide how much you want to donate to that particular person. Modest Needs always sends the money straight to whomever it is owed to (landlord, hospital, bank, etc), so you know the money is going to where it’s supposed to be.
Their mission statement:
“-To prevent otherwise financially self-sufficient individuals and families from entering the cycle of poverty, when this might be avoided with a small amount of well-timed financial assistance;
-To restore the financial self-sufficiency of individuals who are willing to work but are temporarily unable to do so because they do not have the means to remit payment for a work-related expense;
-To empower permanently disadvantaged individuals who otherwise live within their limited means to continue to live independently, despite a temporary, unexpected financial set-back; and
-To strengthen small non-profit organizations by providing a forum whereby such organizations can apply directly to the general public for the help they need to complete the relatively inexpensive projects that will allow them to better serve their clients and the communities they exist to serve.”
If you’re interested, please visit them at www.modestneeds.org.
http://www.itsyourworld.org/assnfe/ev.asp?SnID=819242621&ID=2556
Librarian is making progress.
Both reloans.
One went to Julie Samonte in the Phillipines for her vegetable business and her husband’s motorized tricycle transport business.
The second went to María Eugenia Blandón, a young woman in Nicaragua whose small shop caters to the interests of other young people with products like cell phones and remote controls.
I don’t want to bore anyone with the other loans I have done, since those entrepreneurs are fully funded. I will say I’ve done several more loans, pushing my total number up to 13.
However, I was late in joining the 43things Kiva team, which can be joined here:
http://www.kiva.org/team/43things
Let’s look alive everyone! :-)
tknight is t'done t'day
This is the classic line of adding capital to an existing business to permit an expansion…
In an operation half-way around the world from me…
Malakhat Gulaliyeva is a 40-year-old married woman with two sons. She sells home furniture in her own furniture store. She has 15 years of experience.
She decided to open her business when it becamse clear that her husband’s income wasn’t enough to satisfy their basic family needs. Malakaht borrowed money from her friends and started selling furniture. Two years ago, she was able to build her own store with the savings she had.
Now Malakhat is concerned about the higher education of her two sons and wants to do everything possible in order to save money for their university careers so that they may attain university degrees. With this goal in mind, she has applied for a $1,500 USD loan in order to increase number of items she sells in her store.
Normally I’m leery of lending to groups, but when I got to the part about Mrs. Sokh being a rice farmer, I decided I had to help her out. Being a good Louisiana girl, I have a deep affinity for anyone who produces rice!
I forgot to list this one: number 9 went to help a man in Tajikistan repair his vehicle.
