My desktop computer died. So I had to buy a new computer. While, the computer itself was a good deal I’m back up to $428 in debt.
I want to debt free in five months. So I am going to have $86 a month. I’ll try to put $100 down in April just to keep on top of it. 7 hours ago
I usually pay it off in full every month, but last year it got a little out of hand because we had an emergency. That in itself wouldn’t be such a big problem; the problem is that they’re charging me around $30 in fees every month. So if I pay $70, only $40 of that will go towards paying my balance, and the rest is sucked up by the stupid fees.
My income is very small right now, so I can’t make big payments, and with the $30 fee, progress is very slow.
This is very frustrating for me, because I’m used to paying it off in full every month, and now I feel like I’m barely making any progress at all, even though I’m giving them everything that isn’t going towards rent or food. 5 days ago
As of this month, my largest one is FINALLY PAID OFF. 1 week ago
Next month is going to be a little complicated – I have to go to a conference for work. I will be reimbursed for everything, but I may need to use my card (depending on how my other expenses shake out).
Really good motivation for keeping exquisite track of all my work related spending in that regard! 3 weeks ago
I’ve been trying to pay at least $50 to $100 from each paycheck I receive, and more than that when I can. I’m 1/3 of the way there. Still going more slowly than I would like, but it’s nothing to sneeze at. I’m going to try to keep up that pace for the next few months.
I have about 3 months of car loan payments left – after my car is paid off, I am going to put that $ towards paying off the card as well. It’s not a huge payment, but every bit helps.
I should be finished with this within 6 months, barring disaster! That will be a relief. 4 weeks ago
Okay I started with $500 credit card balance. That might not seem much but I work part time and only have one job at the moment. So it was kind of a big deal. Right now I got it down to $137. I want to have that paid off by February. 2 months ago
I hope to have this completed by December 2013. Of course, then I’ll simply change my goal to either “buy a new car” or “pay off school loans”. : ) 3 months ago
I made my payment this month. Now to not use the card… 3 months ago
Received my new credit card which was recommended by a friend. 27 months of 0% on balance transfer. My debt is only small (£2k) so I plan to start direct debits to clear it. I don’t have a problem in paying it, but I’d like to see if I can do so without any interruption to my lifestyle.. That will be a winner for balance transfer if I can! 4 months ago
The “I deserve it” is a lie we tell ourselves. How much more could we have without the credit card? More money due to no interest (so we could by ourselves a few things), a bigger savings account due to no payments, peace of mind from not having to remember that payment or worrying about the late fee… If we could just learn to do without for a short time while we pay it off… Just a few things that come to mind. 4 months ago