Over the years, I have spent a lot of money, and none of it is mind. Along with getting a job over the breaks, I also want to start saving money. I have become a little better, but need to fully understand that some items are not worth the money they cost. I want to save that money and spend it on important things- books for college, paying back student loans, taking classes over the summer. Although these things are not very cheap, I would rather spend my money on things that will help me in the long run rather than something that will go out of style within the next five months. To ensure I save more money than I spend, I will keep track of my starting and spending balance throughout every month and compare the data with other months. 3 days ago
Entries from everyone
Will call back Sunday after 1pm to follow up. It is a block away from where I live now, a loft. No sq ft mentioned in the ad so we’ll see… It is $55 less a month though. Lots of stairs & carpet, but maybe a little private-ish place to sit outside & up above the hubbub? 2 weeks ago
Found something on craigslist today that looks somewhat promising. Sent an email & was given the ok to take a peek as the apt is now vacant. Will do this tomorrow. Think of it as an adventure into the unknown rather than a recipe for further & crushing disappointment. Go in with the lowest of expectations, that’s the plan. 4 weeks ago
$284 of “uncategorized” was my roth ira contribution; $20 was skincare. “Shopping” was cat ear meds. Already over budget for gas this month. I will look into bus routes/schedules for getting to work & back. I couldn’t ride the bus every day though because of meetings @ other locations, ugh. 1 month ago
Caught up on some of my bills. Spent way less on groceries: I switched stores. Also I buy expensive cat food, but it should last a while because they need to eat less of it than a lower quality food. 1 month ago
I tend to make choices for the sake of convenience rather than cost these days. Some small tweaks in the food I purchase & where I purchase food should help. Also being more mindful of the fact I have to drive more for work so I should alter my habits there by driving less on my off hours. I just happened to run out of minutes on my phone too, which usually never ever happens. That was an anomaly. Also unusual was shipping costs, but I really should have used the PO & not Fedex. That was an obvious oversight on my part. Live & learn; awareness helps. 1 month ago
Some things about my finances are good. I am not in debt, I have my accounts set up to automatically set money aside in savings, & I live within my means. Yay.
However, I feel like besides retirement & a very vague notion of owning my own place “someday”, I have no other worthwhile goal/motivation to keep me from wasting my money on trifling things I don’t really need.
It makes me sick to think of the money I’ve thoughtlessly frittered away. I joined mint.com just now to hopefully gain a greater perspective of the bigger picture & challenge these bad habits I’ve developed. Should be interesting. 2 months ago
Now we’re planning to travel for into a few years I am buying less ‘stuff’ I am still spending money though because I have to get my house ready to rent out 4 months ago
Mum’s broken promises as always and not given me three months pocket money. i hate my life 6 months ago
have so much extra stuff that could make me a bit of money, I seem to be getting the same buzz out of saving money then I was spending it :) which is weird. I am working to put some money aside for a rainy day and hopefully I will be able to go on a nice holiday at the end of the year. I am also working on using some of my stuff up that I have not had the chance to use yet. 8 months ago