Create a budget

How I did it: I'm an avid user of Mint.com.  After starting work at Walt Disney World Resort, I needed to maintain a tighter budget.  So I looked through my expenses trends and decided where I need to cut back and how much to spend based upon Mint.com's data.  I then created a budget on Mint.com and have been following it with minor tweaks. Read how I did it…

How I did it: I feel so good after organizing my expenses and deciding what really matters and what doesn't, now this is a two steps goal, i already created it now i need to follow it.   Read how I did it…

How I did it: I started by keeping track of my expenditures for a month.  Bought an office spike and spiked every. single. receipt.  Kept myself honest by double-checking against my debit card statement.  Was appalled by how much money I spend on fast food...no wonder another goal of mine is to lose 30 lbs.Then, after I had an idea of where my money was going every month, I made a spreadsheet.  I started with my monthly income at th… Read how I did it…

How I did it: I started by writing down all my necessary expenditure and deducting them from my monthly income first. I then worked out how much I needed to pay into my ISA each month to fill the allowance and deducted that. From what remained I had to play about a bit (I recommend a nice spreadsheet for this) to create a balance between what I could afford to pay off my student loan and what I wanted for disposable income.Now I know exactly how much m… Read how I did it…

How I did it: Well, I say it took me zero days but really I lagged and procrastinated as much as possible out of anxiety.  I thought that once I added everything up I'd be drowning and not making enough to get by (because at this point I always run out of money before pay period is over).  Turns out...  after I gathered all my bills and the minimum payments due and the totals... I have enough money to pay everything and then some.  … Read how I did it…