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How I did it: This took awhile, but I feel I'm doing this without a lot of effort anymore. Plus I have enough savings to feel secure if we were to have some big disaster happen.We paid off all debts except the mortgage. This took awhile, so don't think I'm making it sound easy.We put any unexpected money into savings. Just because you get a raise, bonus, overtime pay, tax refund, etc doesn't mean you have to go spend it.We stopped buy… Read how I did it…
Dady Kingsley is I went to church
How I did it: (1). Plane (2). Try to maintain your Occupation.(3). No how to partition your salary(4) No how you are going to spend your money Read how I did it…
trajektoria Please, don't use my 43T goals linked via FB/Twitter/another platform!
How I did it: It have been just three steps:1. realising HOW MUCH I spent and for HOW NOT IMPORTANT things sometimes2. will of change = realising HOW HAPPY I can be having less actually - NOT HAVING my mind so focused on unimportant material things while there are people around me as well, who struggle with so fundamental needs while not having basic means to manage them!3. actual change - I STOPPED buying so much unimportant things! I know there's ple… Read how I did it…
change everything needs to spend her time more wisely
How I did it: I decided to have a separate savings account where I was saving for nothing in particular. I just called it my "squirrel" account (like squirrels putting away acorns). It is separate from my insurance account, my indulgence account, my tuition account, etc. I set a goal and started transferring amounts in there, little by little, anywhere from $35 to $200. Often, though, my big transfers were made up of several sma… Read how I did it…
Asha is tip-toeing away to dreamland
How I did it: My savings plan reflects the lifestyle I'm happy to adjust to, and the sacrifices I'm willing to make. Open up a savings account to your main bank account - one that lets you set up an automatic fund transfer. I began with $100 out of my fortnightly pay, and have gradually increased it to $500. I have no credit cards, only a Visa Debit (so I can use online credit card facilities). I created a loose budget. I have to constantly adjust … Read how I did it…
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