pay for college

How I did it: it's hard to save money every single time you get it- the last thing you want to do with christmas money is put it all into the bank! for me, it was all about saving and cutting back. i'm hoping to transfer next year or the year after to a pricey music school, so i'm not avoiding debt forever- but for now, having the payments out of my way is amazing. Read how I did it…