pay off my credit card

How I did it: I maxed out my credit card twice over whilst living beyond my means at uni, and whilst my debt was miniscule compared to some, in relation to my income it put me under strain. The first time I paid it off, my lack of self control meant I ended up in more debt than before. I was sick of a large chunk of my income every month going towards making the minimum payment, and decided to get serious about paying it off. This meant cutting up… Read how I did it…

How I did it: I made weekly payments on autopay, paying about twice as much as the minimum payment.  Towards the end they were about 8 times as high as the minimum payment.  I also received a lot of help from my mom with paying the card off.  I keep my card frozen in a bowl in my freezer and I'm probably going to do that from now on.  I tried to not buy anything on my card at all, to avoid raising the debt.  I kept a weekly bud… Read how I did it…

How I did it:  I put at least 50% of my pay cheque onto my visa. Pay it off as quickly as you can. The percentage you pay in interest is so high that it's best to pay as much as you can afford asap.  Read how I did it…

How I did it: I kept on giving at least $100-200 per month, more if i had some $ to spare. It was a slow process since I had minimal income, and would get set back where I would have to start using my card again to help pay for a move, but the persistence paid off as I am now in the GREEN (or black, whatever.) !!! Read how I did it…

How I did it: Throw as much money as you can at your credit cards each month. I followed the snowball method mostly, where you pay the lowest balance of first so you can a sense of reward. Read how I did it…