get out of debt

How I did it: It's simple really. I made a list of all the places I've been spending money (caffes, bills and so on). I tried my best to cut the costs (ordering cheapest bewerages; taking more affordable services etc.) Read how I did it…

How I did it: Discipline. I cut down on unnecessary expenses. Got other jobs but not any other job but work that adds to my skill sets and I learn new things.It was difficult as I was pursuing my doctorate at that time but it worked out in the end.  Read how I did it…

How I did it: Buy the Dave Ramsey book "Total Money Makeover"! You have to want to get out of debt so seriously....to actually make it happen!I made a budget for the 1st time in my life, created a debt snowball...that helped me prioritize which debt to pay 1st.We had 2 huge garage sales & sold every duplicate thing, every "trinket" & crap that we were "collecting" (YOU CAN'T TAKE IT WHEN YOU DIE...let it go!!)We made almost $2000 from those 2 s… Read how I did it…

How I did it: I saved up my wages, and instead of spending them on something nice I paid off my overdraft. In one foul swoop it was gone! thanks god. For years I've been living off my overdraft and treating it like its my money not the banks, so at least now I'm just broke- and not in debt. Hallelujah  Read how I did it…

How I did it: Differentiate between what you need and what you want.Thats all that is needed to complete this goal. If you need to get out of debt, you need to forget about things you want to have and focus only to fulfilling your needs. Read how I did it…