get out of debt

How I did it: Getting rid of my credit card and just NOT spending money on "stuff". Life isn't about stuff because you can't take it with you when you go.Life is about living and relationships and interacting with world around us. Read how I did it…

How I did it: Contacted a lawyer in my area offering a cheap filing process. Handed over all of my financial information to him and filled out a 45 page packet for him. Paid him $1300.00 and let him go to work. Appeared before an arbitrator in a hearing several months later to affirm the informaiton I had submitted to my lawyer. Received judgement papers in the mail a few months later. Check my credit report to ensure no negative accounts had remained … Read how I did it…

How I did it: This was one of the greatest struggles of my life! It took two or three times longer than I expected but that is a result of my choices along the way.  I had to have a change in my mindset to really make progress.  In general I was an impatient person and so I wasted quite a bit of time and money trying to make a quick buck.  Eventually I stopped digging the hole and just focussed on working saving.  I had some lucky b… Read how I did it…

How I did it: I finally had to draw the line and start taking care of things. I made payments on my cards, and did as much as I could. It takes time, but you have to learn from your past mistakes and not get into debt again.  Read how I did it…

How I did it: We paid off approximately $17,000 in back taxes, credit cards, car loans, and student loan debt in just under 2 years.  We got to a point where we knew we HAD to do something about the amount of debt we were in - that was a BIG motivator.  I also got inspired by reading "The Total Money Makeover" by Dave Ramsey.  Just to be clear - we are not truly debt free.  I have only my student loan remaining.  My husban… Read how I did it…