I just made it halfway, completing my goal of saving 3 months’. Now 6 months’ is the new milestone. I’ll try to save $6,000 more by the end of the year, and the remaining $1,455 by March 2014. 1 week ago
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I’m almost at the $10K mark, maybe I’ll hit my 12K early in 2013? Cross fingers. 10 months ago
I see my goal is $12,000 by 2013.
Currently I’m $5110. I have my $10,000 goal set to be acheived by 2013. It SHOULD be do-able. I’m not so sure about the $12K though. 16 months ago
I have a good job, and make a decent wage
BUT – I spent too much and have a big mortgage and a family to support
I have paid off all credit cards and cars (finally, and then bought more cars and recharged the credit cards higher than ever.
What frightens me is having a big expense or a job or income change that causes me to have to borrow more and descend into insolvency.
6 months living expense for me is about $5k per month, or $30k total.
That’s a lot of dough for this small-town boy.
But I HAVE to do it. I want to sleep easy at night knowing I can handle unexpected monetary hits. It has taken me a long time to get to this point, but I am now deferring instant gratification in favor of savings. I’ve saved nothing. I have a long way to go.
Please God, be nice to me and let me keep saving without an emergency causing me to drop big bucks along the way.
Changing from a spender to a saver seems impossible to me.
But I keep trying. 6 years ago
That’s just under 30% of the way there. Looking through my other goals you will see the various ways I have it stashed or saved. 1 year ago
after the move. There was a bit of juggling finances this month and we did not stick to our budget. Our plan for July is different and we should get a sense then of how much we can save each month. 2 years ago