that our debt is gone we are 100% focused on saving. We tapped into savings to pay off debt and are left with about $2300 so the task begins right away. We must increase this amount and at the same time not accumulate debt! 3 weeks ago
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the more they stay the same. Was reading the early 2007 entries I wrote on this goal. Funny that today I can say the same thing that I said in 2007. To date we have one month’s worth saved. But I am sure our monthly expenses are higher now than 6 years ago, so that’s progress, right? Ha! 1 month ago
We spend a lot of money on food each month. We could definitely monitor this in a more effective way. 1 month ago
I just made it halfway, completing my goal of saving 3 months’. Now 6 months’ is the new milestone. I’ll try to save $6,000 more by the end of the year, and the remaining $1,455 by March 2014. 9 months ago
I’m almost at the $10K mark, maybe I’ll hit my 12K early in 2013? Cross fingers. 19 months ago
I see my goal is $12,000 by 2013.
Currently I’m $5110. I have my $10,000 goal set to be acheived by 2013. It SHOULD be do-able. I’m not so sure about the $12K though. 2 years ago
I have a good job, and make a decent wage
BUT – I spent too much and have a big mortgage and a family to support
I have paid off all credit cards and cars (finally, and then bought more cars and recharged the credit cards higher than ever.
What frightens me is having a big expense or a job or income change that causes me to have to borrow more and descend into insolvency.
6 months living expense for me is about $5k per month, or $30k total.
That’s a lot of dough for this small-town boy.
But I HAVE to do it. I want to sleep easy at night knowing I can handle unexpected monetary hits. It has taken me a long time to get to this point, but I am now deferring instant gratification in favor of savings. I’ve saved nothing. I have a long way to go.
Please God, be nice to me and let me keep saving without an emergency causing me to drop big bucks along the way.
Changing from a spender to a saver seems impossible to me.
But I keep trying. 7 years ago
That’s just under 30% of the way there. Looking through my other goals you will see the various ways I have it stashed or saved. 2 years ago
after the move. There was a bit of juggling finances this month and we did not stick to our budget. Our plan for July is different and we should get a sense then of how much we can save each month. 2 years ago