become debt free & seriously start accumulating WEALTH!

So we decided to beef up the emergency fund first. We are still on track to be done in 28 months.
yay.

Yay! Due to wonderful unforeseeable events,
We are on track to have ALL OUR DEBT paid off in 15 months.
That includes about $45K on my student loan, $10K on a car loan, and $1400 other credit card debt.
I’m so excited! I am tracking my snowball on
www.whatsthecost.com
and I cannot wait to be DONE.

We are doing a debt snowball. We are going to have all of our debt (minus mortgage) gone in 4 years. Including the gigantic student loan.
Of course this is assuming we can continue to work and get a paycheck!! :)

Yesterday I bought a new book (which I consider to be an investment) called “The Courage to be Rich” by Suze Orman.
IT ROCKS!!!!

Ain’t nobody gonna make me rich but ME!! So I better get on it!

I am going to get a big bonus for switching jobs. I have to start thinking about what is the best thing to do with that cash- pay down my student loan or invest it….
Decisions, decisions!!! Isn’t it nice to have options!
I think the theory about counting my chickens before they hatch is a little overrated. As they say, those who fail to plan, plan to fail! hahahaa!

I sent in my last payment for my furniture today. I basically got an interest free loan for a year from the furniture place, and I paid it off before the interest period! Yay me!
Now the only debt I have is my student loan and my house.
Student loan- there is a light at the end of the tunnel!

Today I made great strides. I received a bonus at work today- I’ve been watching for it every day in my account for about a month. I finally got it today!! I sent in a payment for the balance on my car and I sent in a payment for the balance on my credit card. Then I put the rest in my money market account for my emergency fund.
I am on the way to being debt free. yeehaw!

Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like.
- Will Rogers

I want to

• pay off my car
• pay off my furniture
• pay off my credit card
• stop paying for stuff on credit!!!
• pay off my student loan (HUGE—this is going to take me 6 years but I will save $30K by paying it off instead of taking the 25 more years to pay it)