save $1,000 in an emergency fund

Luckily I had $300 in my emergency fund. I found out yesterday one of my molars is cracked down to the gum. I had no idea how spendy a crown would be (I’ve never had one). But if it weren’t for the $300 I had saved up, originally for a TV my husband has been wanting, I would have been screwed. I’ll definetly need to focus on beefing up my emergency fund now. I’ve just been lucky that I haven’t needed it for anything.

I need to hold a few yard sales and sell some more stuff on craigslist & ebay so I can afford the $600 crown (that doesn’t count the other visits to the dentist I need). Lol. I sound so white trash, holding yard sales for crown money. Hey, you gotta do what you gotta do.

Not working on this…:(

I tallied up the money I have in survey cash. It would take 4-8 weeks to receive checks from all my sources, but it seems that I have around $175. I’m just gonna leave it for now, and keep taking more surveys.

Sweet.

It ain’t $1,000, but it’s something to build on.

We’ve just recently moved on the 15th. My husband is getting laid off soon and all the money we had saved for the winter we had to give to our new landlord for damage deposit, half months rent, and the second months rent. Of course if you are from Nova Scotia you would know how long it takes for unemployment to give you your money (which is ridiculous because my husband is only laid-off for 2-3 months. It takes 6-8 weeks to get your money from unemployment. We thought we were content until our apartment flooded and ruined most of our property. So we had to move. The place we are in, the only half-decent on we could find we had to sign a years lease and the rent is $675 per month. We had no other choice but to move here as we could not stay with family for that long. I do not work I go to school, and am in the works of finding a part-time job. My husband will be getting laid-off within the next 2 months, and we need to save up at least 1-2 thousand, any ideas?!

Sorry, Suze Orman. Unless you’re willing to spot me, this just ain’t gonna happen for a while.

Paycheck 1[9/4/2009]-100-DONE
Paycheck 2[9/18/2009]-100
Paycheck 3[10/2/2009]-100
Paycheck 4[10/16/2009]-100
Paycheck 5[10/30/2009]-100
Paycheck 6[11/13/2009]-100
Paycheck 7[11/27/2009]-100
Paycheck 8[12/11/2009]-100
Paycheck 9[12/25/2009]-100

I have a 300$ in my savings now…

$44

An then..an option could be to wait till I have the 1000$ in my savings and then get a CD for 6-18 months…

Add a 50-100$ the day before every pay day and that would be in my emergency fund.
Starting from 3rd September.