Create a budget

I think I need to track my spending to get a better idea of where I need to allocate limits. I know where those limits will end up, I just need to work out their extent.

So I typed in all my spending categories into my banks’ website, and basically just made up a budget that barely squeaks by on my income.

The question on hand is now that I’m not working during the summer, how do I curtail my CRAZY spending.

At least now I have a sense of how my spending compares to my income, and where it’s mostly going. Oy. I pray that I can make sane, sustainable spending decisions. Amen

cash rules everthing around me cream get the money dollar dollar bills ya

I am really trying to get my life and my family into some kind of order – I feel like I’m always complaining about the way we live, so it’s time to do something about it. A budget is necessary right now for a couple of reasons – we need to get on top of our bills, we’re only living on one income right now, and we need to prepare for my husband’s deployment.

I was originally looking for budgeting software, but I’m also thinking of just setting up and Excel sheet to keep it simple.

I did this half way through this month. It was for the remainder of the month. I’ve already broken it. What can I say?? I can’t say no to morning coffee and afternoon outdoor patio cafes… oh, well.

I’ve given up on reading the book. I just couldn’t motivate myself to read it, even in my down time at work. It seemed more focused on married women with dependents, neither of which I have.

I haven’t actually created a budget, but I have had a little extra money available, due to the economic stimulus plan. And I haven’t spent it.

My husband and I have moved from Fort Lauderdale, FL to San Antonio, TX. The cost of living is more affordable for us. The budget per se is not finalized BUT, we do have a better understanding of where our money is going and where it needs to go.

At the moment I’m sort of tracking what I spend, but only in retrospect. While I’m being pretty good with money, I would like to allocate money on a monthly basis so I know exactly what I can spend and on what in advance.

Now that my husband and I are living together, we want to create a joint budget. Money has been a touchy subject for us in the past but I have confidence we can work together on this.

Oh, and now that we’re only renting one apartment instead of two, and not flying back and forth to see each other, we’re saving a ton of money!

Budgeting is something that I am never able to do. I keep spending money like water! High time now.. I am writing a budget for me today!

did taxes!