And realised I’m overspending a lot and not saving enough. But I can’t really shave much off my expenses so I’ll probably have to get another job if I want to start saving properly. I’m not going to mark this done because at this point I’m not happy where I’m at financially and this will probably need to be reassessed several times in the coming months/years. 4 weeks ago
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So after going through all my bills I realize how much money I waste eating out so often, buying clothes more precisely shoes I do not need! and just other stupid things. Since I discussed why I am saving money with my mom I don’t have to pay rent anymore! Yay rent free for a year, I will only be chipping in for the bills I guess.
So 260$ for car insurance, 80$ for phone bill, 150$ spending money bi-weekly (including gas), plus whatever I can spare to pay off my visa ASAP.
I’m going back to the old school and using the jar/ zip lock bag system.
Once I’m out of cash… Well I can’t have. Period.
I by some miracle I do not spend all of it. Then the rest will be carried forward to the following week.
If have to money this year and seriously change my ways. Or how could I afford uni???
3 months ago
created a template for July as practice to see what kind of spending I’ve been doing. I will start on august tomorrow or after tomorrow. 3 months ago
right now… THIS NEEDS to be DONE! asap!
I’m starting on this today! Hopefully I’ll have it done by tomorrow.
I’m going to try and create and automated spreadsheet on excel. 3 months ago