learn how to spend less money

Our finances have been a mess for years and I didn’t think I had any control over it. Finally, I just sat down and made a spreadsheet. Now, I can see that sadly it is going to take 5 years to get us out of very serious debt. However, at least we are on the right track and I don’t have to feel so emotional about money. It’s a huge stress relief.

I am torn on this one. I love the idea of creating tradition and Corned beef and cabbage on St. Patty’s Day for dinner is a great tradition. However, we have leftovers from last nights dinner that need to be eaten. Hmmmm…I wonder what I will end up doing on this one.

There comes a point when you can’t spend any less money. I think that point is called too much debt. Just trying to take it one day at a time but can’t believe what a heavy burden this is.

I finally cancelled my gym membership. I wasn’t using it anyway. I’m sure I can spend $40 a different way and take walks now that the weather is nice.

Stop buying things.

Went to Target today and bought about 20 rolls of Christmas wrapping paper, wrapping boxes, tags, bows, gift bags and tissue paper for under $20. I’ll just tuck it away for next year. Plus, as a bonus, I won’t have to go through the effort of buying it next year.

I gave two presents to my husband’s cousin….a $40 bath kit and a $6 ornament wrapped in Nordstom box and ribbon. She LOVED the ornament. The expensive bath kit was interesting but was outshone by the ornament. Interesting…

Went to the bargain store today. Was shocked at how many gourmet and healthy foods were available. Learn how to spend less money-check

Seriously. I bought $6 Christmas ornaments but then thought about that you get a beautiful box, ribbon and finishing touches from Nordstrom for free. What a beautiful presentation for $6!!!