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Stop using credit cards

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Recent activity

smileygotlove 5 years ago

Michal 22 months ago

jflower3I need to take my card back out of my wallet

I had to sign up to take a test for my job - which could ultimately help me keep my job - so I had to use my card but I will pay that off next time I get paid. I really have to get out of this cycle where I spend money ahead of getting paid though. That is crucial! Once I break this cycle, it won’t be an issue anymore because I’ll have that money in my pocket instead of having to pay off what I put on the card last paycheck. 2 years ago


I closed all 3 of my cards. I have yet to pay off the balances which is my plan with taxes this year. Credit card companies are thieves and are out for themselves. It is better to work hard for money and save it to buy a big ticket item or go without the item. 2 years ago

jltimes4 2 years ago

jflower3I spent so much this weekend...

because of the girls’ birthdays. I’m not going to spend on my card, though! I’m going to lay very low, find cheap fun where I can and eke through until next paycheck. I will be fine! 2 years ago


I realized while paying my bills this weekend just how much money I would have left over each month if I weren’t using my credit cards to overspend. It’s really exciting actually! And, I haven’t spent any money on my card this year. It’s not even hard! It’s just a matter of deciding to do it (or not do it, as the case may be.) 2 years ago

jflower3Took the first step...

I took my credit card out of my wallet today and put it in a box of important papers, etc. by my bedside table. Now, that I’ve decided not to use it, I can see how I was relying on it to bail me out instead of just focusing on how much money I had available to spend in my checking. 2 years ago

jflower3 2 years ago

tracey2345 2 years ago

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