lancscat is sorting her life out!
sold my house and paid off a few credit cards, still a way to go yet.
thejourney is letting with love and kindness
How I did it: I set up automatic payments. You forget about the money because you never see it go. When one debt was paid off, I put most of it on the next in line and put a small amount into savings. So I paid my debts and myself. Read how I did it…
ellaesflavia is planning how to start her journal
How I did it: Well it was hard, I had a crappy job, a really crappy one for like 8 months, still I'm thankfull for it because I'd have more debt if I had no job. Anyways... I got a new job on december and the money I received from it helped me getting all done and saved, I'm breathing now in relief and happy about it. Read how I did it…
How I did it: I made a promise to myself that I won't be spending on anything that I don't need. I registered on mint.com and analyzed my expenses and set up limits on my spending trends. I made sure to hold on to my job (even though I wanted to move) until I pay off my debts and pay my car loan. I am now almost debt free. Read how I did it…
lancscat is sorting her life out!
sold my house and paid off a few credit cards, still a way to go yet.
Scott 12 hours of sleep and I feel much better
I’m lucky in that I’m definitely not in over my head, but I still feel stuck. I can’t afford to take a job where I get paid less. So I’m trapped in this career at least. I could still potentially move somewhere else in the US if I am willing to stay in this line of work.
Car loan from my parents.
4000 left. They told me today that I don’t have to pay it back. That its ok. Its their present to me. I wouldn’t have a bar of it. Are you kididng? No way. I WILL pay it back. It may take me a while, but I WILL pay it back.
thiagoricieri is getting ready to finish some things until end of the year
First thing to do is to make a financial plan. Get time, open the Excel or Number and for God’s sake make this work.
SWoo07 feeling emPOWERed! Like i could do anything.... MAYBE CHANGE THE WORLD
I PAID OFF MY FIRST (1ST) CREDIT CARD EVER!!!!! =D
akmepro76 is an extroverted reinventing self-improver
I haven’t used my credit cards in over a year. They aren’t going down very quickly, but I’m getting there. I’m living within my means a little better than I was before. Some unexpected medical bills have caused complications, but rather than paying them on a credit card, I am paying them monthly to the companies, so there’s no interest. I have two more years on the house payment and four more years on my car. I’m getting there.
I have another school loan to pay, but I decided to tak classes as I can pay for them instead of continuing the loan. The key is wiser choices, no credit cards, and living within my means. It will take time… but I’m getting there!
LittleButton Loves her husband
I just paid off one of my cards. :) Admittedly, my parents lent me some of the money, to pay back to them over the next year, but at least they aren’t charging me 18.99% interest. Damn card just arbitrarily doubled my rate earlier this year. I’m glad I’m not paying them anymore.
SWoo07 feeling emPOWERed! Like i could do anything.... MAYBE CHANGE THE WORLD
My hopes, are by the end of 09 I will be more than 1/2 way complete in my journey to be Debt Free and Financially Stable!
=)
Scott 12 hours of sleep and I feel much better
I took a big step backwards with this. I had bought a motorcycle back in June that ended up having a bunch of problems. Long story short, I ended up trading it for a brand new motorcycle (my dream bike) so that it would be under warranty for a long time and I wouldn’t have to worry about it. My finances are stretched thinner with the amount of money that I want to still save every month, but it is definitely manageable.
I’m teaching myself not to buy every little thing that I want the hard way. Nothing like being young and stupid and spending more money than you should.
I do wish I could go talk to myself 2 years ago when my only debt was my student loan and convince myself to pay that off and then save up for a car after that. Hindsight is 20/20, so the best I can do is pay off my car and bike loans as quickly as possible and move on from there.
Here’s to learning to be frugal!
katrinabeee busyyyyy
so, right now i’m in hundreds of pounds of debt. the reason? i bought a laptop, and have to pay it all off.
it’s funny actually, because i’m using that laptop right now.
the same laptop that GOT me into debt, i am using to COMPLAIN about BEING in debt.
meh, i’ll pay it off one day. when i get a job, maybe – which just happens to be another one of my goals.
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naijacandy asks,
“How to not dig yourself deeper during Xmas?”
— 4 years ago |
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