A loan for February…
“Helen is a hardworking entrepreneur who has a barquillos-making business in the Philippines. Helen successfully paid back her previous loan and is now requesting a new loan of PHP 15,000 through NWTF to buy ingredients and further build her business.
NWTF is re-listing Helen’s business profile again in support of her efforts to secure the future of her family. The ice cream business that she previously funded through NWTF and Kiva continues to provide for Helen and her family with enough of an increase to improve their standard of living.”
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.
- This loan is now under the 43Things lending team and still raising funds.
If anyone would like to join me, please do! The link is here1 week ago
I made a loan today to a single mother of two in El Salvador to help her grow her tortilla business.
I’m excited to have this crossed off in two months. 3 weeks ago
It’s been a while since I logged onto Kiva, and all of of my previous loans have been paid back. Today I updated my information, set up where my money should go should my account become inactive, and re-lent to a young woman in Madaba, Jordan who does photography, a passion I share.
Duha was born in 1991. She is a single lady living in an area in Jordan called Madaba with her 3 siblings and her mother. Her father is deceased. Duha’s family has been facing financial problems since her father’s death. Therefore, she decided to support her family financially by running a photography business since photography has been her hobby since childhood. Now, she wants to expand her project by buying another camera to start launching her project and earn profit from it. However, she doesn’t have enough money to do so. For this reason, she has applied for this youth loan.
This loan is helping support a borrower who is 30 or under. Because many young people lack business experience or established credit histories, it can be even more difficult for them to access financial services. By funding this youth loan, you are expanding opportunity for a young person with limited resources.
I wish Duha all the best with this, and hope her goals lead her from passion to profitability.
This loan is now under the 43Things lending team and still raising funds. If anyone would like to join me, please do! The link is here – Fully funded!1 month ago
The Espiritu Santo communal bank is entering its eigth cycle in Pro Mujer as part of the regional hub of Los Andes. It is made up of eight members and is led by a board of directors of which Lucia is the president. The members are involved in the following businesses: selling potatoes, selling sweaters, blanket-weaving, selling juices, selling toys and selling fruit.
The loan they are taking will benefit small businesses in which Lucia is a member. She states that she joined Pro Mujer four years ago after having been invited by a sponsor who visited her at her home. Currently, she has a business selling quinoa. She started this business based on a suggestion from her in-laws. After she got matted, she decided to open her own business. It is nowhere source of income.
The loan she is seeking will be used to purchase seeds which she will purchase in La Paz, and later sell the harvest in her store. This line of work allows her to earn an income to support her family since she is married and has one son. When asked what she liked about Pro Mujer, she said she enjoyed the health care offered by the institution.
Translated from Spanish
by Kiva Volunteer Roberto Henry
View original language description ↓
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva’s Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower’s loan. The other members of the group are not required to use their loans for the same purpose.
Tags 1 month ago
Mutabazi Group got my fortieth loan to help stock their general store in Burundi, a country in central Africa where the average annual income is listed as $400. 1 month ago
It’s been awhile… but my intentions are always good. A new year, starting it with something good as well.
Mildred, age 29, is a married woman with two children, both of whom attend school. She owns a house that has neither electricity nor piped water. Her greatest monthly expense is food for the family and school fees. Mildred operates a grocery vegetables selling stall. She sells at the market to town dwellers and neighbors. She faces a challenge of high cost of transportation to her place of operation. She dreams of expanding and establishing a wholesale business in the future.2 months ago
A group loan for a Lebanese women’s group to help a member buy current season fruits and vegetables to make preserves and to increase her clothes merchandise. 2 months ago
Dezi is married with six children and two of her children go to school. She also takes care of additional family members (grandchildren). She has a business of selling green bananas and has been in this business for 19 years. She has applied for a loan to buy more bunches of green bananas. 2 months ago
Mwaka has been a merchant for ten years and a member of a business association “Chance.” She is 32 years old and a mother of four children, of whom two are students and two others are still very young. Her husband is a soldier. Mwaka is a vendor of charcoal and cassava flour. She started her business with funds from her mother. She is setting up her business in a warehouse at the city market and is requesting a loan from Hekima to increase her business. She is going to purchase 10 sacks of charcoal and 5 sacks of cassava. 2 months ago
I’m certain this was on my list at one point.
Hadn’t been on Kiva for quite some time, but I logged on tonight and made 7 loans bringing me up to 39.
Almost there! I’m so close I almost considered just funding the last few, but I’ll wait until I get some repayments. 3 months ago
Fred, is a father of six with a wife. He is an agriculturalist, who rears mainly cows, a skill he gained from his father who was a predominant cattle-keeper.
He sells some of the cows that are no longer strong enough to give birth as well as the young bulls.
He is applying for a loan so that he will buy good cows and later sell the old and ill-looking ones in his stock. He is hard-working and resilient. He is excited about the partnership with Kiva. 3 months ago
Serathine is age 34. She is married with two children. She would like to use the Kiva loan to support labor costs and buy fertilizers during maize production, in order to increase their production. With profits from her farming she wishes to invest in her business so that in the future she can acquire machines and tractors that will enhance her farming capacity.
The agriculture sector accounts for 37% of Rwanda’s gross domestic product and generates 65% of Rwanda’s export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers. 3 months ago
“Saida is married and has two children. She lives in a small village in the north part of her country. The only source of income for the family is from agricultural activities. They have milking cows and sell milk at local markets. It is hardly enough to provide food for the family.
Saida wants to develop her business but she does not have money to buy more cattle. She is requesting a loan, which she will use to increase the number of cattle. With the profit, she hopes to improve her living condition.” 3 months ago
Received three repayments today and made my 20th load today – an agricultural loan in Cambodia! 4 months ago
Since I can’t do much to help people in Syria, I loaned money for a vegetable business in Lebanon. Introducing Mona: http://www.kiva.org/lend/602842 6 months ago
Fridah is 55 years old and in the business of poultry raising. She has been in operation for the past two years. Her plan is to use it to buy more chickens and chicken feed. 6 months ago
Napié lives in the Vakpossito quarter with her five children. She started a food products business and corn porridge restaurant from her home ten years ago. This micro credit is necessary for her to buy one bag of corn and thirty yam tubers. 6 months ago
I have been on Kiva for a while now and have given 18 loans so far. I plan to continue to give on Kiva so this is a good goal to have. 7 months ago
He’s got a photography business to build in Tennessee and his loan request is about to expire.
http://www.kiva.org/lend/575880 7 months ago
It took years…. Just loaning and re-loaning.
But very worthwhile.
I will continue as I am able! 7 months ago
A lady who is changing from running a side line of a catering business to the new goal of her own restaurant…
Help people learn to fish at Kiva
7 months ago
This loan is about to expire. Can you help?
Sergio in Paraguay needs repairs for his taxi: http://www.kiva.org/lend/573511 7 months ago
Denise in San Diego is starting a line of natural, mineral-based skin care products for the multicultural woman: http://www.kiva.org/lend/572285
Sergio in Paraguay needs repairs for his taxi: http://www.kiva.org/lend/573511
Justa in Colombia wants more computers to expand her Internet cafe: http://www.kiva.org/lend/577883 7 months ago